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Here are some suggested organisations that offer expert advice on special needs.

I'm trying to get holiday insurance... help!!!

8 replies

meltedmarsbars · 04/02/2011 14:50

Any suggestions of who I can try? Who have you used?

Dd2 has rare pre-existing condition which does not appear on the online lists of conditons. Pah!

I realise I cannot insure for anything to do with her condition, but I would still like insurance for the rest of us and our luggage etc!

Please help!

OP posts:
auntevil · 04/02/2011 15:01

What is the likelihood of DD2 needing treatment for her condition whilst you are away? Most insurance companies will do a reasonable family deal if you exclude emergencies arising from a condition. Then find separate cover purely for that condition via a specialist insurance company. I know it's not the same, but i did that when i travelled when very pregnant. We got good basic family cover - and what we saved on that, paid for 1 off individual cover for my big fat belly.

Davros · 04/02/2011 16:46

A lot of the charities offer appropriate insurance, e.g. NAS, MenCap. Any good to you?

shazian · 04/02/2011 18:39

lloyds TSB bank used to do holiday insurance for people with pre existing condition, dont know if they still do, worth a try.

EditedforClarity · 05/02/2011 09:37

meltedmarsbar - I use Able2Travel for dd. You speak to a real person and they seem to be quite helpful when your condition doesn't fit the boxes. They've insured dd (including her condition) although at a cost.

We've never been able to get cover from the usual places.

cwtch4967 · 05/02/2011 09:52

I've used a compnay called FLEXICOVER for pre existing conditions and they were very good.

isw · 05/02/2011 10:33

I have used, they were very good

www.travelbility.co.uk/

meltedmarsbars · 07/02/2011 11:22

Thanks folks, will get on the case this week!

Smile
OP posts:
shaz298 · 07/02/2011 11:27

We used All Clear Travel before and Luuk has ahuge list of unusual/unique things and no diagnosis. They covered everything but was costly.

We have a Royaltie account with RBS and get free travel insurance. I contacted them and Luuk is now covered for £140 per year (all clear was £250 for 2 weeks!)

Good luck xxx

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