We have always booked ski holidays through Crystal Ski. I like the idea that if one part of the holiday falls down, Crystal will deal with it. However, we are considering booking everything independently to save on costs. We are flying so will need flights, transfers, hotel, lift passes and equipment hire. I am really worried that if the trains are on strike, for example, we end up paying for a private transfer and it ends up costing us more than had we booked a package in the first place, not to mention the stress. We are looking at Grindelwald in Switzerland. What are people's thoughts please?