We’re looking at a 2016 Skoda 2.0 TDI SE estate (diesel, automatic) that’s done approx 30k.
We can pay cash but the dealership are proposing we take the lowest amount of finance, which would essentially amount to £500 interest, in return for the folllowing:
- extra year’s warranty (so two in total)
- extra years roadside assistance (so two in total)
- one year’s MOT assist (they guarantee to get it through the MOT up to £750 value of parts, I think)
- two year’s free servicing (so one major and one minor service)
We’ve about 22 miles from the dealership but I work not too far away and they’ll come and collect it and deliver it back for the MOT. We do have kids though, and two kids’ seats, so emptying out the car is a bit of a pain.
Dpes anyone have any thoughts/experience?...I know the warranty will have exclusions and, I presume, an excess. I can get cheap roadside assistance via Quidco anyway and I’m inclined to think that if we’re spending ca. £12k on a three yr old car anyway we shouldn’t need to worry too much about breaking done/not passing its MOT/needing work done under warranty....or is that hopelessly naive?!