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Car insurance quote questions

7 replies

lljkk · 02/12/2017 17:59

I got a speeding ticket (£100 fine, 3 points) just before renewal due.
The premium went up only £40 but my excess increased from £100 to £350. I get impression that the speeding offence will continue to affect my car insurance quotes for at least 5 yrs after the speeding offence happened.

I wanted to play with car insurance quote engines online, to see how the excess & premium were affected, but OMG, they all want me to login & register & other crap. A simple quote website -- this must exist. Is there a simple comparison website where I can play with the options, without having to give them my email address and have to register & login and so on?

Thanks in Advance.

OP posts:
blaaake · 02/12/2017 18:03

I always use compare the market whenever I get quotes for myself or my family and I think it's pretty good Smile

lljkk · 04/12/2017 09:54

they only send quotes by sending it to my email!
I don't want to give my email out, I shouldn't have to when doing prelim research.

Plus that website wouldn't let me get a quote without adding an additional driver (I don't know why, is this normal to require 2 drivers?). I must have clicked a wrong box.

AT least I now know that's one to definitely avoid.

There was a website I found which just gave quotes, didn't require me to register or login. I thought it was via MSE, but can't find it again. Argh.

OP posts:
SangriaInTheSun · 04/12/2017 09:59

I use the comparison sites, they do ask for an email but then they give you the quotes straight away. I use a fake email address to avoid spam.

Just remember to change email address when you choose which policy to buy.

scaredofthecity · 04/12/2017 10:02

I always use a fake email address and change a few details such as dob and house number. It's not 100% accurate but gives a good idea.
Just remember to go incognito or delete your cookies to get an actual accurate quote.

lljkk · 04/12/2017 10:10

ho hum... ok, will try again. I'm only on cat comfort duties today, anyway.

OP posts:
Hairyhat · 04/12/2017 10:35

Just be careful the cost doesn't go up if you don't take up the quote immediately. This happens to my DP every year. He gets a load of quotes then doesn't take one until the last minute and always gets stung for bigger price. Perhaps they assume correctly he's a bit haphazard with his driving, therefore charge him more?

blaaake · 04/12/2017 16:03

Yeah, when I'm just browsing e.g. checking what it would cost me to insure before I buy, I change my email, name and house number slightly. Also it always gives you the quotes straight away you don't have to look into your emails Confused

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