if you were buying a new or nearly new house

[zippitippitoes]

would you still buy it if it didn't have an NHBC guarantee or similar for 10 years or remainder of?

Why hasn't it got one?

I'm just thinking it is a lot of hassle for little protection but we are having it on the house we're building just for future resale protection really and I wondered if people did expect them..

I think people do but it's no guarantee of quality, rather, it's the MINIMUM people expect the builder to follow. Our house in Ireland was so poorly built that the surveyor couldn't believe they wanted him to snag it already, and yet they still had the Homebond thing on it.

Message withdrawn

Ours has NHBC and its not worth having IMO, it literally only covers basic structure, and then you have to fork out to get the stuff doing that needs done unless the bloody thing falls down (ie we need pointing doing, but because its only under a few windows, its not dememd covered, as has to be over a few grands worth of work for them to decide to cover it!)

People automatically assume you have this with new build IME. Do you intend staying at the property for 10 years? if not, I'd get one to help with reselling in the future

the only reason we're having it is for future resell as i think in practice it's worth nothing

but it's very expensive nothing and making us do soething we wouldn't otherwise but weirdly I suppose we have to

Zippi - My new house is older than we thought, but still has 2 yrs left of the guarantee. TBH it was just an extra bonus when the Surveyor told us. We'd have bought it anyway.

The mortgage aspect may be a real issue for buyers. TBH I think I would be very wary of buying without the NHBC certificate, even though I know they are very limited in usefulness.

we've gone with changing the slab ground floor

next bit for my diary is I called the police this evening because we seemed to have a problem with youths outside