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Scotsnet

Welcome to Scotsnet - discuss all aspects of life in Scotland, including relocating, schools and local areas.

Housing - help

1 reply

OnTheGoAlways · 02/05/2022 21:18

posted in chat but not had any responses, not sure where to place

I work FT, but I parent 2 children alone and so, even though I try every month to save, I always end up taking the money back out. I put myself through courses/certificates and PG degree but I'm still a low earner meaning I am topped up by universal credit. Im only saying that as i am trying to lift my family and i up out of this situation. I have no credit card debit, don't miss any bill payments (often eating weetabix for 3 meals) and a good credit score.I have been in my private rented home for 7.5 years. My landlord has just told me this evening that she is considering selling by the end of this year, it may be before then.I live in Scotland, I had contacted an organisation about NSSE scheme to enable to buy just a few weeks ago, before I knew this. I jointly owned a property with my ex, 10 years ago in England, I left after he was violent and handed it all over to him (I felt guilty for leaving at the time). I only had my name on the mortgage for about 1.5 years. Apparently because of this, according to a woman named Natalie, I cannot access any schemes to help me buy a property.What can I do? Do I put myself on the council list? Are there other schemes I can access? Who can I talk to ? I have two primary school aged children and very little family support, none of which is financial.I'm already stressed due to work, children and my grandmother, the most stable person in my life, having a major operation after almost dying. I'm sitting here feeling spaced out!

OP posts:
Unodosyz · 03/05/2022 10:38

Not an expert but I hear it's worth calling shelter Scotland for advice with renting, or get an appointment with citizen's advice?

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