Has anyone on here used this?
Only my husband is a first time buyer but by the looks of it this isn’t a problem.
Just wondering what the downsides could be? I understand that you might end up repaying a lot more than you borrowed if your house value increases but your % of the house will also be worth more too.
Not sure if there’s anywhere I could get independent advice about this. I fear if I speak to the estate agents they’ll just sing the praises of the scheme to sell a house!
Many thanks if anyone can help.