As a sahp what do you do if someone asks for your details for gift aid?

[Purplturpl]

I assume I can’t give gift aid, if I am not working/paying tax? But I don’t want to explain to people there and then my financial situation. But I sense people don’t like it if I decline. They get a bit grumpy with me. I suppose I could give my details anyway? But I do kind of begrudge having to that

I always just say ‘I’m not a tax payer’ , I’m not bothered what they think or assume .

Just say ..

No thsnks, I don’t qualify

I always use my OHs details if possible - he's a higher rate tax payerbsonit is beneficial to him too!

You could always say you are visiting from France or some other country…

"I'm not a tax payer" or "I don't qualify" are helpful.

Good on you! If someone makes you feel judged giving a donation then I'm not donating anything anymore.

Why?
Why on earth should someone bother to make up fake nonsense when all you have to do is literally say 5 words - "I'm not a tax payer".

Who is actually asking? If its just one of those people in a shopping centre then I just say no and walk on. I get sent random ones on social media but they are always sent to heaps of people. I can't imagine asking a person one on one for this?

@Ownyourchoices it's usually asked if you are donating items in a charity shop or (like the OP it seems) visiting somewhere like a museum with a charity status that you pay admission too.
I'm not sure how it actually works but it basically means the charities can raise more money.
But if you aren't a tax payer you can't sign up.

I say “I’m not a U.K. tax payer” and hope to give the impression I live in some lovely hot foreign land.

Thanks - different to Australia then!

Yes I get asked a lot on days out- usually zoos, museums, stately homes. I think I did once try “I don’t pay uk tax” and ended up with them asking where I am visiting from 🤦‍♀️

Gosh - it’s fraud if I actually just sign up anyway? That’s a bit scary- I expect there is a fair few people who do that cos it’s not explained properly to them.

The amount you can gift aid is limited so I usually say ‘sorry. All my gift aid goes to my DDs charity when I sponsor her’. People really don’t care at all.

I worked for a charity and they do check. You send off a Gift Aid form once a year and you get told which ones get declined. I onced had a 20k donation from a millionaire declined as he didn’t pay enough tax in the UK (non dom I think).

"I'm not eligible" would work.

Also if you do make a GA declaration they legally have to tell you that for your declaration to be valid it is your responsibility to ensure that the amount of tax you pay is greater than the amount that will be reclaimed so you could also say "I have already giftaided the maximum I am allowed to" (the maximum you are allowed to if your income is below £12k-ish is zero). Some people with a low income but very high savings they can live off do give away 100% of their income over the threshold and gift aid it.

This is what I say.

Either just say no and leave at that, or just tell them you are a stay at home parent and don’t qualify. It sounds like you’re unhappy with your decision to be a SAHP, but there is no need, so many people are. Instead of being embarrassed, just own it, there is nothing embarrassing about it all. If you’re worried about people judging, those sort of people with judge anyone for anything (half will judge you if you weren’t a SAHP!). They’re not worth bothering with.

Yeah, I’m also not embarrassed to say it, I’m not paying an accountant to dick around with gift aid receipts, especially as that appears to be a penalty you pay for erm, donating to charity 😂

HMRC do spot check and audit gift aid claims. For example, if 5% of the audited claims was incorrect then the charity would have to pay back 5% of all their gift aid.

"I'm not eligible I'm afraid" would be a good line I think.

OP - I hope this comes across with kindness as intended but I think you might be assuming other people (in this case total strangers) think about you much more than they do. I am prone to it myself. But I try to remember that I’m only the centre of my own world, not everyone else’s.

I don't sign up to gift aid because of this. I make a donation to the charity but I want my tax spent on hospitals, schools road etc.

I just say 'No thanks'.

You don’t need an accountant to add gift aided charitable donations to your self assessment!

I work for a charity and have to ask for this when I process admissions. Nobody cares if you say no, its not a judgement. I work part time and don't earn enough to pay tax so I can't gift aid either.
I just say "I'm don't pay tax" if asked.