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Retirement

Planning your retirement? Join our Retirement forum for advice and help from other Mumsnetters.

ill health retirement

2 replies

Enigma54 · 18/02/2026 14:24

The process has started. It feels like I’m going through a grief process and it stings. I’ve got incurable fucking cancer, on permanent chemo, my OSP has ceased, SSP has ceased and I’ve had to apply for ESA.

Of course I can’t work, but my brain is still active, just my useless body wants to kill me off!

No point to this post really. Just feel sad. I’ve lost my job, my income, my self esteem and my health.

DD is thriving at university and DS working hard at his job ( only 18!)
I feel useless.

OP posts:
PartyRockAnthem · 18/02/2026 15:22

It’s a crappy situation do you have any support from anyone? The questions here are what I would be asking if it was me, please don’t be offended by them. Do you have a pension that you paid into with any of your employers? Are you able to draw them early due to your health? If you have a pension with your last employer why didn’t you get medically retired instead of OSP,SSP? Whst other benefits you can claim?
I don’t know if incurable and terminal are the same but this might help financially. www.nhs.uk/tests-and-treatments/end-of-life-care/your-wellbeing/coping-financially/#:~:text=Employment%20and%20Support%20Allowance%20(ESA,eligible%20for%20'special%20rules'.

Enigma54 · 18/02/2026 16:47

I am going through the process of medical/ ill health retirement, to claim my pension. I thought I might be able to work my job again, whilst off sick. But that wasnt possible. I was getting OSP whilst off, then SSP. I claim
ESA and PIP.

I am not end of life.
Thanks.

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