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Retirement

Planning your retirement? Join our Retirement forum for advice and help from other Mumsnetters.

Retirement life

195 replies

BG2015 · 18/09/2025 10:33

So I retired in the summer from my teaching job after 29 years. I'm nearly 57 so I've retired, early but my love for the job just wasn't there anymore and after recovering from a cancer diagnosis in 2021 I just decided life was too short.

Im waiting to start my very flexible part time freelance job delivering speed awareness courses which I plan on doing for about 12 hours a week.

But I am loving having a slower pace each day. I can't say I've been bored at all.

I've enjoyed swimming three times a week, walking with a local Nordic walking group, meeting a couple of friends for coffee, reading, cooking new things from scratch for our evening meal ( I live with my DP, adult son and his gf), watching TV and just pleasing myself.

Anyone else newly retired? How are you finding it?

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Icequeen01 · 20/01/2026 15:53

I do love reading these posts, hearing about what everyone else is doing and the holidays they have planned. The sense of relief and contentment really comes through.

Like you @BigSkies2022I’m also one of the sandwich generation. We have one DS who although now launched in his career is finding life at home so comfortable he shows no signs of leaving (and I’m secretly happy with that). My DM86 has undiagnosed dementia. She was seen at the memory clinic but she refused to proceed further with scans etc and I get that. I don’t need scans to tell me what I already know. She does require a lot of help (luckily not personal care) but it’s mentally hardwork every day. She’s also very unsteady on her feet now and broke her hip a couple of years ago and tripped last week and hurt her knee. She’s classed as disabled so taking her out has to be thought through carefully and there are only so many garden centres you can visit!

I would like DH and I to be able to go away more but DM has to go and stay with my DSis and this is becoming more difficult as she gets confused staying away from her own home. I think I will need to ask DSis to come and stay with DM for weekends so we can have a few short breaks away but it’s difficult as she lives 200 miles away and has her own business and lots of professional/personal commitments. I’m not sure how we would have managed had I still been working full time.

BG2015 · 21/01/2026 07:43

@Icequeen01so sorry to hear about your mum. My grandma had dementia and it's tough.

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BG2015 · 21/01/2026 07:43

I'm writing this lying in bed with a cup of tea! This is truly one of the joys of semi- retirement. Yesterday I was teaching on supply at a lovely little school I know and tomorrow I'm somewhere new but today is an easy day.

We have my DS and his girlfriend living with us. They're both 23, DS is working in a good job with Ford and his girlfriend (who's lovely) is coming to the end of her nursing degree. They are not a problem to have around and make us laugh. They will probably be with us now for a few more years as they save for a house deposit.

My parents are still relatively fit and well, both in their early 80's they are totally independent, my dad still drives, they're always visiting friends and planning a cruise somewhere. I know I'm very lucky that they are both ok but am aware that this can change in a heartbeat and am bracing myself for it.

Today im meeting a group for coffee I'm part of at 12. Other than that i might do a bit of cleaning, read my book which ive nearly finished and start a new TV series. Recently finished Mad Men on Netflix and now may tackle Greys Anatomy.

We're also finalising our plans for Amsterdam, we go in two weeks and planning a trip to Whitby for Easter - never been on the East coast of the U.K. so that will be good.

Retirement really is the best.

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LornaDuh · 21/01/2026 20:02

Retirement really is the best

But you're not retired, OP. You work part time.

BG2015 · 21/01/2026 20:30

@LornaDuh- define retirement, the difference is I don't HAVE to work, I choose to. I've retired from full time teaching in a permanent role. I take my teachers pension every month.

I don't have a contract, I don't have a boss, I don't have fixed hours, or days or set holidays.

Lots of people 'retire' from the job they have done for many years but choose to do odd bits of work, whether that's voluntary or paid.

I have a choice.

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LornaDuh · 21/01/2026 20:40

But you still work albeit when you choose to. Therefore you're not retired. There's a reason why you still work.

BG2015 · 21/01/2026 20:44

@LornaDuh are you retired? Or still working?

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loveawineloveacrisp · 21/01/2026 21:36

When I retire at the end of this year I'm choosing to call it retiring from the corporate world. I may get ad hoc part time work if I feel like it at some point. But then again I might not. So I understand where you're coming from Op.

LornaDuh · 21/01/2026 21:48

BG2015 · 21/01/2026 20:44

@LornaDuh are you retired? Or still working?

I work part time. Like you.

Ownedbykitties · 21/01/2026 21:55

I love being retired. I don't miss one thing about work. I worked as a clinician in the NHS. Glad I'm out of it.

BG2015 · 21/01/2026 21:56

@loveawineloveacrisp yeah I’m retired from teaching and when ever anyone asks me I say I’m semi retired.

Today I haven’t worked, so I’m retired 🤣 tomorrow I’m a casual worker! I’ve worked 4 days so far in January.

Im lucky that my pension pays my bills. My casual work pays for the nice things.

Whatever anyone wants to call it, I’m loving it! 🥰

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LornaDuh · 22/01/2026 07:45

Whatever anyone wants to call it, I’m loving it!

You certainly are, OP - I do enjoy your thread.

And your set up with your adult DS and his girlfriend living at home sounds lovely. MNetters act like it's some Terrible Thing to live with your parents when you're over 18 but I think it's perfectly normal and makes sense.

I'm looking forward to DD moving home after uni. She can even move her boyfriend in 🥰

BG2015 · 04/02/2026 20:11

We're off to Amsterdam tomorrow for a city break to celebrate my 57th birthday (on Friday). It's still such a novelty to make my own choices and not be beholden to an employer. Makes it even better knowing it's term time!

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Missj25 · 04/02/2026 20:20

BG2015 · 04/02/2026 20:11

We're off to Amsterdam tomorrow for a city break to celebrate my 57th birthday (on Friday). It's still such a novelty to make my own choices and not be beholden to an employer. Makes it even better knowing it's term time!

Happy Birthday OP 🥳.
I hope you have a lovely time away 🙌 ☺️

Icequeen01 · 05/02/2026 20:54

Happy Birthday @BG2015 I hope you have a wonderful time. We went a couple of years ago and we had such a lovely time. It’s so easy to jump on the train and visit Haarlem and Utrecht. We also enjoyed the Foodhallen which had great food and a really nice vibe. Have fun!

BG2015 · 09/03/2026 16:04

This is why I retired!

My DP has been working in Edinburgh and his boss said I could tag along. I ummed and ahhhed, thought about whether I wanted to do any supply work this week.....those thoughts lasted about 10 seconds.

We're staying in a lovely country hotel about 7 miles out of Edinburgh. The hotel has a gym, pool and sauna, lovely walks and a golf course ( I don't play). But it's lovely.

Been into Edinburgh earlier with DP. Will be on my own a bit more over the next couple of days but I've got my Kindle, swimsuit, Netflix on my laptop and my trainers so I'm happy to do my own thing.

🤩

Retirement life
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Icequeen01 · 09/03/2026 20:20

How lovely! I’m very envious as I love Edinburgh. Good for you making the most of your retirement. This is what you have worked all those years for. You deserve this.

I hope you enjoyed your birthday trip to Amsterdam too?

NobodysGirl · 23/03/2026 10:00

Great thread OP - I am 47 and can't anywhere near afford to semi retire till 50 at the very very least, health permitting (in the horrible throes of peri meno now with fibroids and the works, zero motivation at work, in the same corporate world since age 20 , an accountant)

This thread has given me the idea of being able to semi retire by 50s and continue with some 10 hours of paid easier work a week to top up savings till I can take my pension, thanks !

Hope you had a lovely trip to Edinurgh last month and yay its finally Spring !

BG2015 · 23/03/2026 10:18

@NobodysGirl ahhh thanks for your comments.

To be honest I didn't think about retirement until I was about 52-53, I loved my teaching job and was happy at my school. It was only after Covid and then my breast cancer diagnosis that I just realised I couldn't carry on.

Paying off the mortgage was the clincher, everything fell into place after that.

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BG2015 · 09/04/2026 11:53

We've just enjoyed a few (very windy) days up in Whitby over Easter. I'd never been before and absolutely loved it. We walked along the coastal path past the Abbey towards Robin Hoods Bay, ate some delicious fish and chips and just enjoyed the area. We will definitely return in the future.

DP is back at work now and I'm hoping to pick up a few days supply over the next fortnight and then we're off to Tunisia for a couple of weeks.

Before Easter I worked for three consecutive days in a really tough inner city school and it was absolutely exhausting. There were some really challenging children in the class and I didn't have any TA support. I found it really hard and drew on all of my 30 years experience whilst there. As a result I decided that I shall only be doing 2 days a week supply going forward. Three days (especially if consecutive) was really wearing.

I hope everyone had a lovely Easter. The year is whizzing by.

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