Did anyone else have a "fuck it, I'm retiring" moment?

[MrsMoastyToasty]

I'm in my late 50s, mortgage paid off, have worked since the age of 18. I'm so close to jacking my job my job in .

@IbizaToTheNorfolkBroads I'm in this boat too.

Not exactly a 'moment'. Was made redundant in mid 50s and decent payout meant I didn't need to look for another job immediately. I just never went back to full-time paid employment. DH was still working.

I wanted to carry on working - I couldn’t face just sitting at home most of the time

You are allowed to do things other than 'just sitting at home', you know

I retired from the NHS to go freelance. Best decision I ever made.

I'm 60 and not in the best of health (Long Covid) so think about retiring every day. I only work part time but even this is too much for me really. DH retired last year and he's loving life so am keen to join him. Plus my sister retires next month too (and she's younger than me) so I'm getting FOMO!

I'm with you, reading with interest and super impressed with people being able to retire so young.

I'm almost 50 run my own company and do have occasion fuck this moments but with uni age kids and 15 years least on a mortgage I'm not stopping anytime soon.

Like you I'm secretly waiting to become a millionaire at 56, like all the news articles tell me because I've excited some global business I've magically founded.

I'm 18 months from my 60th birthday
I've put a fair amount of time & effort into my finances over the last few years to be able to retire at 60 & be comfortable

I can't wait

I'm getting the house ready to sell & will be actively looking for a new place. I aim to move while still working because it always ends up costing more than you think.

In theory I'd like to do 3 or 2 days/ week for 2-3 years then retire but everyone I know who's tried this has said that yhe money went down but the workload didn't so I'm just going to go.

I have a long list of things I want to do but promise myself for the firstv3 months I'll schedule nothing & just rest/sleep

Yes, I did at 36!!! I made a request at work which was declined and I fully intended to quit and live off savings and income from renting out a room in my house.

I didn't in the end because I got pregnant and stayed for the maternity benefits, then quit to be a sahm. I guess I'll get another job again eventually but I don't want to!

I've had a couple but unfortunately can't go yet. I'm also not convinced of my ability to structure my days - I might have to get a voluntary job, and then I think 'well in that case I might as well earn'.

It's not their fault but I am really feeling being 20 - 30 years older than most of the team these days. I just don't care as intensely as they do. I wish we had 1 hour lunchbreaks like I got in my first proper job and I live for my holidays.

Yes. I was already very fed up and one of my colleagues made me so angry I thought I was going to have a stroke or something. I sat at my desk for ten minutes and thought ‘Whatever happens in the future, remember how you felt at this moment. No regrets.’

I submitted my resignation online and have never been sorry I did.

I'll be working till I drop, whether that's 67, 77 or 87.

I did, checked out the pension situation and retired at 55. Absolute bliss!

I think lockdown changed my perspective on work, especially when I was fully furloughed snd I actually got to spend more time with family. Then the feeling that there was more to life when i later had to have surgery and then got made redundant whileon sickleave. . My current job was the first one I was offered after I was fully recovered, but it's never felt really "me"., just a means of paying for the bills.

@PullTheBricksDown being some of the most powerful people in the world probably gives them a rush. It’s more of a rush than having to scrap with Sharon in accounts over purchasing something from a supplier that’s ‘not on the official list’ apologies to anyone called Sharon on here.

Yes!!! As soon as I stopped enjoying work.
You know when it’s time 😊
Free from all the bull 💩😁

You can get ill health pension at any age, mine got enhanced to 30 years service, so I got 75% of a full pension. I had 27 years service with the Civil Service.

I retired at 63 simply because I had an increasingly overwhelming sense that I was going to die before I retired- 4 months later I developed severe heart failure which I as sure was stress related. My SP didn’t start until I was 67+ but I had a small private pension and a small NHS one so I managed.
spend my time doing garden bits, crafts, painting, reading, whatever I like really. I walk the dog and enjoy my quiet life.

I'm having it at the moment! I'm 63, and have gone from being very work-focussed to actually resenting the time I spend at work - I've got so many other things I want to do!. Two friends of a similar age have died relatively suddenly over the last few months, and that has really made me think. As I'm freelance, a couple of years ago I was aiming to work less, but I've found it so hard to say no to anyone, so I'm coming to the conclusion that I should just stop. I'm meeting my financial advisor in a couple of weeks to look at how it might work with my pension pot.

Yep. I was 52, looking out of the office window. It was November, the sun was shining and I decided I'd rather ride my horse. So I got up, emptied my drawer and left. It's been fabulous. That was 10 years ago. Lived in Spain for 5 years, travel all around the world, Antarctica, Falklands, Caribbean, south America, Australia.

Life's too short for that working thing . . .

My friend died at 48 earlier that year. That's what prompted me too.

I wish I could, I’m 50 but definitely have a plan and don’t intend to be working beyond 60.

I took a big step in resigning my awful management position this summer and I’m taking a step back and small pay cut to a hopefully less demanding and stressful role. I’m thinking 5 years and then either very part time or nothing. My dses will hopefully be financially independent by then and we can just bump up our savings a bit.

To the poster who said what do you do all day when it's raining every day . . . you go to Asia, or Australia, or anywhere the sun shines for the winter. So many places to see and experience, so little time!

I am 53 and I work part-time due to health issue, but even that is becoming difficult.

Covid lockdowns, needing several surgeries and having a complete mental health breakdown a year ago have completely changed my outlook on life. It is not a cliche to say that life is short and precious.

I can no longer be bothered with ridiculous office politics, pointless meetings, subtle bullying and the constant chaos in the organisation I work for.

I can't retire fully as I still have a small mortgage but I am looking at doing more freelance work or retraining to do something less stressful and I am saving as much as I can every month.

It's no wonder people are feeling fed up of working when they are nearing 60 - the retirement age was 60 until 2010!

The retirement/state pension age for me is going to be 67 - or maybe even older.
I'm saving as hard as I can so I don't have to work till that age.

It's a disgrace. We should be protesting about this like the French did.
There no way in hell people should have to work till they're almost 70 unless they want to.

My fuck it moment came when my organisation was restructured. I was told who was going to be my new line manager and just thought NO.