CS Abatement calc

[namechanging21]

Does anyone know if the max lump sum is taken, so therefore reducing the pension, for abatement purposes is the original pension amount used or is it the reduced pension?

I think it's the original pension that is used, even if it's reduced in favour of maxing the lump sum but scheme guide isn't crystal clear, stating in the examples it is assumed the standard lump sum taken (when maybe 'deemed' might be a better word) but my colleague thinks it's the reduced pension used in the assessment. Just trying to work out the max hours to work without being abated and will likely take MyCSP months to respond to a query.

Thanks for any thoughts or experiences.

Are you talking about an actuarily reduced pension taken before your normal age whatever that is?

Which scheme(s) are you in?

Interesting question. Please post again when you find out the answer.

I am not an expert but I can’t see how they could use anything but the pension you actually receive, so the lower amount.

Try phoning MyCSP as it should be fairly straightforward question.

The guidance on abatement on the civil service pension website answers this. They use the pension you would have received had you opted for the standard lump sum.
it says:
//What if I commuted some or all of my pension into a lump sum, or lump sum into pension?
If you were in classic, we’ll apply abatement as if you had taken a standard lump sum. If you were in classic plus, premium or nuvos, we’ll work out the abatement as if you had exchanged some of your pension to take a standard lump sum. We multiply your initial pension by 0.8125 (if you were in classic plus, we assume you took the standard lump sum for service before 1 October 2002; the post October 2002 pension is multiplied by 0.8125). This ensures abatement applies consistently regardless of how much lump sum you choose to take//

Really sorry for not responding sooner, I didn't see the notification updates.

I've had it confirmed from the scheme, when calculating the abatement figure they use your original unreduced pension even if you take a reduced pension for a bigger lump sum.