I have been going round in circles on this. I have 16 years in old Civil Service Premium pension (final salary) to 2015. Retirement age 60. Now in Alpha - retirement age state pension age. Online calculator for retirement age is showing both parts together.
Does any know if can stop work at say 60, claim Premium element only and defer Alpha to state pension age to get the unreduced amount?
Do both parts have to be taken at same time?
I know McCloud judgement will make a difference and other option to consider.