(posting in relationships and legal) hi, am hoping for bit of advice re legal matters in separation/divorce situation
exDH moved out just after January and has been in his own (rented) flat since March
I am in marital home with our two kids
they stay with him in his flat average 1-2 nights per week
apparantly (according to solicitor I visited) I am entitled to 50% his pension when he retires
we have some savings (ISAs) mostly put away (thinking about it for my pension ultimately as I don't have one with work) but not that much, under 20K
equity in our house is about £250K
solicitor said we don't have enough worth arguing about in court but need to try to sort it out amicably
he said my best bet is to reduce outgoings (mortgage too high for me to manage alone - though could get lodgers in) and also to try to get ex to agree to letting me have all equity in house in exchange for waiving right to his pension down the line
if ex did agree to handover equity at this stage, presumably he wouldn't need to continue to pay towards joint mortgage? (at moment it's all quite informal but he is paying half)
presumably then he would only pay maintenance as calculated by CSA website, or more according to his ability to pay?
at moment he is horrified that he has to pay for his flat, half mortgage AND maintenance - but that is right isn't it? he does need to pay out for all of those right now, until we agree something else...
if he did handover equity he would just need to pay maintenance (and for his flat of course)
is that right or am I being too simplistic?
thanks for any help/advice - I feel totally at sea here...