I am at the end of my tether. Any advice would be really appreciated. DH and I have a joint account from which most of our household bills, including mortgage, are paid. We also have our own, individually managed accounts and credit cards. A few bills, e.g. phone bill, are in DH name, so get sent to him and we pay by cheque from the joint account. We both used to pay an equal amount into the joint account, but since having DS, DH now pays all of it, and I top it up or give him some money if I can afford it. DH isn?t good with money. He has no idea how much any of our bills are, including our mortgage payment (he could probably estimate a round figure) and I do everything to do with these. DH never opens his mail (!) which drives me nuts. So, when I notice it?s a phone bill from BT for example, I just open the letter and deal with it. Because he doesn?t open his mail, he doesn?t look at his bank statements / credit card bills, and is always missing payments because of this. So much so, his credit card people have now frozen his account for the second time for non-payment. I told him last week that we needed to pay the car insurance on his credit card this week and he told me he would sort the credit card out (all he had to do is pay minimum payment). Today, again, I reminded him and of course, he hadn?t done it. After ringing the card people, they said his card won?t be up and running for a few days as the payment has to clear. So, our car insurance can?t be paid for, so it?s a case of drive uninsured or not at all (not at all). Also, the car no longer has a valid MOT. Only I noticed this, DH would never have thought to look or sort out until I ask. We also have had a phone bill sitting with all the other unopened mail which I know he hasn?t even though to look at, let alone pay. I?m so sick of sorting everything out to keep our life ticking over smoothly. His credit rating is probably pretty shit because of all his unpaid bills, which may affect us getting a new mortgage when we move in a few months time. But why should I organise everything, and have to always prompt him to sort his own finances out? How can I make him learn the importance of this himself, without it affecting OUR credit rating and finances? He isn?t flash with money at all, and pretty generous when he?s got it, but he just buries his head in the sand when it comes to dealing with these things. Shall I leave the phone bill up to him (I know we will probably get cut off/lose internet connection) or should I just remind him / end up sorting it as usual so not to cause problems? I?m started to get so annoyed that his bad management is affecting our life together, but it seems the more times I mention it, the more resistant he is to sorting things out. Help!