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Relationships

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lil sis and her ex (hereon known a nob-chops)

6 replies

lissielouwithbunnyears · 13/04/2009 09:38

lil sis split up with her bf of 10y 3w ago, just 3m after getting engaged. well, he split up with her. went to stay at "mates", no explanation, just said he didnt love her anymore. she has stayed in the house, paid all the bills and the mortgage and he's not given her a penny. she went away for a week and bolted the door, which he then kicked in and she is having to replace. last night he was in the house when she got home, just watching tv. she asked him to leave, he wouldnt. eventually i went down there with dh, so did his mum to try to mediate between the two.

we went to CAB last week and they said that because he left the home and hasn't paid toward it she has possession and he cant just come and go.

he is saying that he was told that he could come and go as he pleases, half the house is his (1 bed so they cant share)

where would she stand? getting house valued this week and she is going to try to buy him out.

Have tried legal topic, to no avail. so thought i might try here too

OP posts:
lissielouwithbunnyears · 13/04/2009 10:01

?

OP posts:
beanieb · 13/04/2009 10:07

I'm not sure where she stands leagally re posession but she must stay there and continue to pay her share as she has done so far. I do think once he's defaulted on the mortgage then he starts losing rights. Am just keeping this bumped incase someone who knows more comes along.

I had to live with my ex for 10 months when we split and it was hard even with 3 bedrooms so I don't envy her ar all.

LIZS · 13/04/2009 10:18

Is he named on the title deeds and/or mortgage ? If so even if he hasn't paid directly he may have a claim.

lissielouwithbunnyears · 13/04/2009 10:29

they bought the house together. she is paying all the bills atm, he hasn't contributed at all this month.

OP posts:
LIZS · 13/04/2009 10:50

Don't think that is relevant though unless he officially signs it over to her sole name. If he is joint owner/mortgagee then he is entitled to use it and she can't just change the locks and exclude him.

beanieb · 13/04/2009 10:58

I thinik if he is on the deeds and the mortgage is still being paid, then there's probably nothing she can do but sell or buy him out. At this point it might be worth her getting it legally recognised someow that she is paying the mortgage on her own so that when they do sell/buy him out she can get a little extra from the equity but I am not sure how she would do this.

She needs to somehow prove that the payments are being paid solely by her so if the payments are coming out of a joint account at the moment she possibly needs to change them so it's clear they are being paid from just her own. She could also get a solicitor to write to him asking him to confirm that he is no longer paying perhaps?

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