I also have this in aibu, but just need immediate answers so adding it here too.
I've had some bad news, and as unmumsnet as this is (and actually as unme as this is) I need a huge virtual hug as suicide seems appealing at tho mo!
DP and I applied for a mortgage and got it in principle. Went for a house with another estate agents and they did another credit check and said we can't have the house.
Because there is an unpaid loan on DP's record at his ex g/fs address. We've paid off that much of his debt that we didn't even know about this one.
We spoke to the 1st mortgage advisor who said because we'd been accepted through him (with the same building society), he should still be able to get us the mortgage. Is this right? Have we any chance of getting a mortgage?
The other thing is, I've shouted at DP that how can we be together when everything comes back to his ex fiancee (who he was with for 6 years). I'm also disgusted that she will have been receiving letters for him at her address (where he never even lived officially) so she'll know we're in debt. She will definately have opened the letters because she's a nosey cow.
Now DP is upset and thinks I want to split up. I'm just upset everything is always against us and we thought we had this house. Now we're stuck in a 2 up 2 down rented shit hole and I can't stop crying and drinking tonight. I'm pouring my heart out.
Please help. And have I been a bitch to DP?