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Financial infidelity?

36 replies

Frankie6 · Yesterday 19:40

I can't help feeling annoyed but unsure if I'm being irrational.

I recently suggested to my partner of 5 years we apply for UC to see if we may get some financial support. We both work but have reduced our hours to care for our one year old until she starts pre-school.

I also have 3 other children. I work slightly more hours a week. I do 31. He does 26. We have managed but it's always paycheck to paycheck like everybody else I suppose.

I work more because I earn more. When I suggested it he became annoyed and basically came up with excuses as to why it was a bad idea. In amongst that he said his savings would make it difficult alongside the CMS he pays for his son.

I didn't think much of the savings comment, thinking it wouldn't be that much but have come to realise it's £10000.

I get that's his money. He's saved etc, but I feel annoyed. I feel annoyed because his £500 contribution a month doesn't pay half the basic bills but I've never minded as I earn more than him and he pays CMS etc. He also usually pays half of the shopping but recently he hasn't. When I say half the shopping I mean half the Aldi bill. I am always topping up in between at Asda/Tesco and these little shops often equate to £40-60.

When I was pregnant I worked a lot for overtime to buy all the big things for the baby like the pram/car seat etc. I also did it to bump up my maternity pay and save £3000 for the last three months of my maternity as the payments went very low. I went back to work when my daughter was 9 months old even though I was entitled to a year. I couldn't afford it. I had to stop breastfeeding and really didn't want to go back at that point. I feel like he could have supported me financially at this time. I also stopped my pension contributions for a year (I work for he NHS I'm a nurse). I did all I could to be financially ok. To add, he only started paying £500 when out daughter was born. It was originally £300.

I accept i have three children that aren't his and they're not his responsibility but at the same time I feel I can't work as much as I could because WE have a child together and she needs caring for obviously. Two of my children are self sufficient teens and my 9 year old was always with his dad on my work days so it wasn't an issue working full time before.

I don't get CMS payments for my children as their dad is just hopeless and works cash in hand. I feel I could be entitled to some UC Which could help but he's preventing me from applying, clearly because he doesn't me to know I found out he has all this money. He moans at me for things like the garden fence being broken and the sofas need replacing as if it's my problem, yet he's sat on £10000?

Am I just in perimenopause rage or is this a bit wrong?

OP posts:
Frankie6 · Today 07:50

I think aside from the contributions etc. I feel betrayed in some way he's hidden that amount of money? The whole garden fence came down in a storm for example and he's moaned about it it for two years or more. It's a big fence...I just feel that if he were truly commited to us as a family unit he would say he would sort it? Or something? Makes me wonder why he's hiding it alongside doing it in the first place. It's just seems a substantial amount

OP posts:
Blushingm · Today 08:04

KittyCorncrake · Yesterday 20:59

But surely before you decided to have a child together you thought about finances? Expecting to get funded by other people by being on ‘benefits’ when neither of you work full time is pretty shabby. The benefits culture needs completely overhauling.

Edited

Completely agree - he has savings and neither of you are working full time. Why should we all support you when you should and could be supporting yourselves.

WRT his savings - if you keep money separate then that’s the result isn’t it? If you’ve never pooled your money and have his and hers then he’s saved some and you haven’t. If you’ve never pooled wanted to have the same then that was a discussion you should have had several years ago. As for getting CMS for your kids - then that’s got nothing to do with him does it?

Frankie6 · Today 09:08

No it's not to do with him-i was highlighting it because I don't have that additional support from the other parent for my children, hence why supporting them on my own is harder, and hence why I was considering UC as he works cash in hand and dodged the system..not what I signed up for when I had children with him but here we are. It happens to thousands.

I can't work full time at present because there isn't available childcare for my daughter due to the new government funding. Despite me applying when I was pregnant, therefore there is little choice but to reduce hours to care for her.

With regards to 'we all support you'. A UC calculation came in at about £180. I pay £500 in taxes which I presume goes into the system and has done for a considerable amount of time. I'm not a scrounger who feels it's my right to claim money because I've had children, however the cost of living is quite ridiculous at present.

You are right. Maybe a discussion should have been had, however I believed and trusted that what he was contributing was what he felt to be fair. And whilst yes he's saved and I havent-i did. I saved through my pregnancy for my maternity leave and he knew that but didn't seem to offer to help at that time. I just believed he couldn't due to comments around 'being skint' etc. And because I COULD manage, I didn't push it. I guess I felt that if he had been able to he just would have..

OP posts:
Viviennemary · Today 09:17

Valeryvictorious · Today 03:59

This is so unfair. His behaviour would make me question the entire relationship.

I agree. It's a hopeless situation. But the alternative of being a single parent with 4 children will be very hard. But if you are to sort this out he needs to contribute more and work more hours.

Bloodysauce · Today 09:22

Oh, another prince uncovered. Invite him to use his 10k as a deposit on a flat. I don't know how women put up with this behaviour. So common.

usererror99 · Today 09:29

I feel somewhat betrayed as a taxpayer that you are a household of 2 adults neither working full time and expecting UC to fund the luxury and lifestyle choice of part time working

Frankie6 · Today 09:33

This post isn't really about UC? I simply said a conversation about it led to some strange behaviour which led to a realisation of hidden money. The idea actually only came up because my 16 year old now attends college and her travel is £137 monthly. I noticed in the booking system it applied a discount for people in receipt of UC (amount wasn't given) and I wondered if maybe even if I was entitled to £20 it would hugely reduce that new monthly bill. I don't think I'm a terrible person for that? And whilst yes that's HIS I've tried to explain why I feel a little annoyed about it..it's not like I think I should have it. I just find it a little bizarre to conceal. Maybe I am wrong for feeling that way.

OP posts:
Tel12 · Today 09:43

You've tried so hard to be fair that you've ended up being taken advantage of. For a start you need to sit down together and work out a more even contribution from him. I'd suggest £200 a month as a starting point.

OneNewLeader · Today 09:45

Talk to him. If he doesn’t want to be honest, continue to pay the absolute minimum for the family, decide your next steps.

Frankie6 · Today 09:46

Thank you usererror99..I pay tax too. As I said. At least £500 a month. NI contributions. Student loans. I cannot help that there isn't any childcare availability in my local area at present? I've never had this issue in my life but since the government now fund free childcare for working parents there is absolutely no availability. I am not sure what you suggest I do with a one year old when we both work every day available with the exception of 4 between us a month. He also travels a 10 hour round trip to get his son on some of those weekends? It averages that I work full-time one week and not the next which is not a little part time job. My average is 5 hours a week away from full time.

OP posts:
Morepositivemum · Today 09:47

Op this does seem horrible. I think you need to sit down for a big ‘do you realise I don’t have savings, what are they for’ talk (potentially they’re family savings, as in for the lot of ye. I’d also start squirreling if I were you, x amount out every payday just in case x

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