Agree. Its clearly a multifactorial issue
I would say I saw a woman interviewed who though she never wanted kids. Then once she finally
- met a a good decent man who she married
- was earning a good wage
- had her own home
Ie was in a secure / safe position to have a child
Realised she did want them
I was similar. I was also 38!!!!
Many women in their 20s today will never get to this stage at 40 or even 50... through no fault of their own....
Unless there is meaningful societal changes the continued decline is inevitable