How do you sort out finances with your partner?

[gina1929]

Do you combine all money into one joint account? Or do you have a joint account and a separate account for personal spending?
The latter seems more fair especially if one earns a lot more

We put all income in a joint account. Have the same weekly amount to our personal accounts for our own spends and we also have a joint savings. Anything joint/to do with the kids is spent out of our joint. Big spends are discussed but these tend to go on the joint credit card and paid off straight away. What we do with our personal money is up to us.

I have a lot more money ( inheritance) than DH - he contributes a decent proportion of his income to ensure he contributes to household bills. Thus still leaves him with plenty for himself. I pay for house renovations, new cars, holidays and any other extras.

My DP came to live with me late in our lives. It’s my property, everything is in my name. He gives me an amount every month which covers his food and a contribution to the bills. We pay halves on holidays, sometimes we treat each other to meals out and takeaways, sometimes we share. It just muddles along. In my will, my DC’s have to allow him 2 years to find somewhere else to live if I die before him (unlikely). They know this (and both said they’d never kick him out anyway).

Exactly, As I say above my husband views his military pension as earnt by us as a team as I supported his career, moved around with him and raised our kids (at somepoints alone for 3-6 months deployments and/or training details ).
So his pension covers our mortgage and bills (gas,electric, council tax etc)

Income always came into individual accounts, all money viewed as family money. Each left with the same amount for misc personal spending and the rest goes to bills and family goals.

We both earn roughly the same so split things fairly equally. We have a joint credit card that everything goes on then split iIt at the end of the month.

In essence one pot

equal spending money ( in theory , I spend more in practise )

because we are a team , a partnership of equals even if we have different earning powers

i think the key is that we have similar attitudes to money , we are both natural savers and will therefore question any purchase and have healthy financial habits like taking snacks and water with us when out and about

i see individual money pots as slightly off once married - and if divorcing I doubt the “I earned it”
would prevent any savings being split evenly