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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Worried I haven't got enough pension due to claiming UC

102 replies

Worriedaboutmypension · 01/02/2026 15:50

Hi all,

After seeing a thread on here a few days ago about someone who was worried that she didn't have enough pension when she retired it made me look at mine.

I was shocked when I checked it that it was only worth 18k and this is definitely the full amount of the pension not the yearly value.

I've been with my company for 8 years and its the first time I've paid into a pension. I only work 4 mornings a week and claim some top-ups in UC.

I'm 41 and work for just over minimum wage so are unlikely to find much higher paid employment.

What can I do to increase my pension?

OP posts:
Playingvideogames · 02/02/2026 11:59

WaitingForMojo · 01/02/2026 23:33

Wow, area makes a huge difference then. I take it back. Where I live, the LHA is 700 for a 4 bed and the market rate rent averages 1300, so the difference has to be made up from the rest of the UC.

So not ‘absolute bollocks’ after all?

WaitingForMojo · 03/02/2026 23:19

Playingvideogames · 02/02/2026 11:59

So not ‘absolute bollocks’ after all?

That’s what ‘I take it back’ usually means!

Although I do still think the op is bollocks.

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