Just over three years ago, my DH told me he was going to quit his six figure salary job and do a PhD. He said we wouldn't have any financial issues because he would Airbnb the granny flat at the side of our house, we were lucky to have some money from a relative which enabled us to make our garage into a studio flat. He set up an Airbnb type business I said it would maybe make about £40 lK a year. Then he said he would also do a couple of other things which would bring in around £25k a year.
He said that I would need to get a staff job as opposed to being a freelancer. This is so I could bring in regular money. We have 2DC age 13 and 17. At the time they were younger of course. Anyway it has got to appoint where in my industry things are getting very sparse. I did have a staff job, but the conditions were so untenable I had to leave it and although I am working a bit I'm not working full-time. It turns out that the income my DH is bringing in is probably around 35,000 which is okay. In total. But the real issue is that the money that the Airbnb brings in is what my husband says his money so it is his contribution to the bills which means that I have to pay half all the other bills. My argument with him at the moment is that because this is a joint asset (although he's set up a company with it) that money should be considered mostly joint because he does have money from his other side hustles. He's now telling me I'm not pulling my weight, but I don't really know what to do. I am going to probably be retraining next year I'll spend a year studying and I will have a guaranteed job at the end of it. I've had to leave my industry because it's been decimated by AI. But I don't really know what to do about my marriage. I took out a personal loan to do some things around the house although some of it was spent on luxuries - it was totally affordable but I had to leave my last job as I working till 11-11.30pm some days and having to go into the office for 6am shifts. That job paid £40k so it was alright. But my mental health can't cope with everything right now.