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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Taking unequal equity split

28 replies

Ran91 · 07/07/2025 12:40

Hi does anyone have any experience of accepting a less than 50/50 equity split and it not be deemed ‘Capital Deprivation’?
My partner (unmarried but joint mortgage) has always contributed more financially to the home than I have. On this basis I wouldn’t feel comfortable taking a 50% share of the equity. I would be the one to leave the property. I would however need to claim benefits and understand the concept of ‘Capital Deprivation’ (I am a full time carer to our disabled son) and that DWP look unfavourably towards anyone seeming to put themselves into CD.
Is it possible and reasonable for me potentially to accept a 60/40 or even 70/30 split based upon financial contribution over the years?

OP posts:
CreteBound · 07/07/2025 20:40

Why are you taking less? He’s been depriving you of earning potential for years!

Smithey588 · 07/07/2025 23:50

Hi OP, being on the mortgage and being on the deeds is very different.

you can be on a mortgage but NOT on the deeds. In this scenario, in theory you will be entitled to very little if not nothing.

if you are on the deeds, then it is a joint asset and would be split 50/50. If you were married, more like 70/30.

I don’t understand why you’d want any less than 50% ( assuming you are on the deeds) . He could argue as he was the financial provider and paid the majority of the mortgage and bills he should be entitled to more than 50% but this is very unlikely given you have a DC together.

Isitreallysohard · 08/07/2025 02:56

Candlemidnight · 07/07/2025 12:48

My partner (unmarried but joint mortgage) has always contributed more financially to the home than I have.

Was this because you stayed home to look after shared child?

Your job was looking after your DC, the difefenr is it was unpaid. You deserve 50%

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