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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

DH, adhd and spending

28 replies

TwinklyStarrySky · 25/05/2025 12:54

How to people manage when a partner is over spending and says well I have adhd and shrugs!

We both work full time. Mine is split across two roles, one salaried, one self employed. I earn apprx double dh because of the self employed income is virtually another salary. But I'm getting tired and exhausted and want to reduce the self employed income so my work load is more manageable. DH agrees with this in principle but this doesn't seem to translate to reducing spending. I want to to live within our salaried income (possible) and use self employed income to reduce our debt. We could then use it to have fun experiences with. I only started the self employed role because we couldn't pay our credit card off one month.

DH recently spent £450 in one month, on his hobbies, eating lunches out and other things that are generally impulsive buys.

He is responsible for food and cooking and regularly spends over £1k per month, add in the odd take out and this can increase by another £500 (2 adults 2 teens). He says this is impossible to reduce. I've suggested online shopping to reduce impulsivity and top up shops... he says I'm being controlling.

I'm not sure what to do. I've reduced my spending. I suggested we each have £100 month to spend on what we like. Again, agreed in principle and he's steadily spent more every month. I've gone over a couple of times, with unexpected spends like glasses, but then I've spent less the next month.

So any suggestions on how to help him reduce his spending!

I'm kind of worn out by it all! I absolutely can't keep up the level of self employed work to cover his spending and reduce our debt.

OP posts:
BlahBlahBittyBlah · 25/05/2025 19:14

TwinklyStarrySky · 25/05/2025 15:51

I'm liking the sound of a card with money on it at pay day for personal spends.. off to google.

I'm not sure how to convince him... he will view this as me being controlling... and I'm really not!

But you have to take control if he’s telling you he can’t do it himself. If he’s objecting, then it’s more to do with enjoying free spending than ADHD.

Onthemaintrunkline · 25/05/2025 19:24

In order to for things to change I think you are going to have to take control. Or set up an account which has only so much in it each month. By simply shrugging and saying ‘I have adhd’ he is giving himself license to spend as he wants.

TwinklyStarrySky · 25/05/2025 20:03

Yep, he appears to be able to control himself for a couple of days/ weeks then it creeps back up again.

I used to watch it more carefully then i got a new job which was much more demanding so for 18 months he was rather unchecked. Debt didn't get added to as such but I couldn't save for my tax so was in effect robbing Peter to pay Paul come Jan. This was a big wake up call for me that I'd just left things and not paid attention.

I did do a budget and after all bills and minimum amounts on debts paid, with 1k assigned for food, £100 each for us and the kids each and £100 for house things. I thought this was fairly reasonable. That left about £200 for savings for car maintenance/ holiday and the kids don't need £100 spent on them every month! He said 1k not enough for food and didn't even try, i believe, to stick to it. This was all on the salaried income. We started in Jan and had some car bills so that wiped out anything we could have saved. It went downhill from there...

I would say we've both contributed to the debt to a certain extent, but probably 70/30 to him. I will buy sustainable things though that are more expensive, but will last for the house and children. He will buy things that that are cheap but don't last, food, or for his various hobbies. I also won't buy things if the CC is high... but he doesn't ask and just spends. He has also spent silly amounts at Chrismas time on kids.

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