Bit of background information, my husband is an alcoholic and after 5 years of living through this nightmare, I can’t see any hope. He’s not been working for over a year and our finances is in a terrible state. we had some savings which together with my salary we managed to run the house.
Savings are all gone now and with my salary, I cannot manage the mortgage. We’ve been granted a 3 month mortgage holiday and interest only payment after that.
I have filed for divorce in March and everybody says I need to get a solicitor. Ive spoken to a few people who said their bills were over £10k.
I’ve looked online and there seems to be fixed fee packages for divorce settlement but not when children are involved (I have 2 under 10).
Any advice about people’s own experiences - how to keep the legal fees as low as possible? Is mediation cheaper for sorting out finances? Emails from .gov website suggest attending a mediation information assessment meeting costing about £120 and then I presume we need to book some sessions with a meditator to agree finances and then need a solicitor for finalisation?
Alternatively is it even possible to agree finances between us and for it to be “legalised” by a solicitor?
I don’t think I would qualify for legal aid. Bearing in mind that I’m unlikely to get any maintenance, I am worried about having a big legal debt.
Any advice much appreciated. Thank you.