Friend never returns "borrowed" money..

[sandy200]

I have a close friend who I've know for 20 years. Over the last couple of years she's regularly asked me "can you lend me a fiver?" or "can you lend me a couple of quid?". Never big amounts, but little and regular. It's starting to grate on me that she never re-pays me. It's never for important stuff either...Just like if we're out and she wants to get an icecream or go for a coffee etc. She has a good job, lives with parents at home, no kids, no mortgage and no car. No debts that I'm aware of. Always goes on lavish holidays... Like shopping sprees to Dubai and heading to Japan next year.
I'm a bit of a pushover so I struggle to even consider asking for my money to be repaid, but just annoyed that she keeps asking for it.

Next time you’re out, say “I think it’s your turn to get the coffees/ice creams this time”

She is likely a tight cheapskate who will have no shame doing this to everyone but will never do it to help others.

Say no or one of the following..
I only have my card
I am keeping my spending to a minimum
Make sure you have your own card as you’re constantly relying on me

She can probably only afford the lavish holidays by scrounging off everyone else.

Just say next time she asks to meet “yes but your paying for the coffees this time!”

Funny how people define a ‘friend’ these days.

There are takers in this world and they just expect other people to lend money or buy them stuff.
I had an ex friend who always managed to phrase it as though she was doing you a favour by asking for something.

I agree with the pp who says to say no, and, if she pushes, tell her to take it out of the money she already owes you.
She'll change her tune or kick off, one or the other. Either way you'll know what to do and what sort of person she is.

Ask her for a fiver. She may get the message.

Stop giving her money.
Also - she’s not your friend. She is using you.
Raise your bar.

Absolutely no way would I be routinely buying ice cream and coff3e etc that is never repaid or reciprocated. Get a response you are happy with, practice it and say it next time. For me "can I borrow £2 for icecream?" My reply would be "I've no cash on me" if she pushes it then push back "no card either" or "i think its your turn to buy the icecreams"

Get a rough idea of how much she already owes you and then next time she asks say ‘Mary, you already owe me about £300. Why do you keep needing to borrow money from me? Are you ok?’

She isn’t a friend, shes just using you.
And I’d say she has no intention of ever repaying you the money.
Stop seeing her and aim to spend time with decent people.

Just start saying “use your own money you cheeky so & so”.

All you need to say is sorry, but no. Don't you still owe me money ?

Shopping trip to Dubai but scrimps money from friends! You can get banking apps on your phone these days, there's no excuse for what she's doing which is using you

Hey op she’s taking the piss out of you next time just laugh in her face and say you haven’t repaid me for all the other money I’ve lent you so no sorry I’m not a cash machine. I would hate to do this to a good friend maybe she’s got money for lavish holidays because she doesn’t buy her own coffee or ice cream.

Cheeky cow. I’m getting sick of this shit from people too. I have one friend who never returns my tupperware. She comes for dinner, asks to take the leftovers home for her husband (this annoys me as my kids could have it the next day) & then doesn’t return my bloody tupperware. She’s got a cupboard full of my stuff! Sadly, I’ve come to realise she’s quite the taker so I no longer invite her over for food. I’m starting to distance myself from her. It feels good. Some people hey, you give them an inch & they take a mile.

Just “borrow” it back?

These kind of tight cunts will always take and never respond to hints or subtle gestures. They know exactly what they’re doing and they don’t care. It’s brazen. I would go so far as to say it’s mugging their mates by stealth. The only way to stop it is to call it out and refuse to give her any more money.

Learn how to say "no". It ll be liberating for you.Why don't you ask her for a fiver, for comic effect😂

Stop being a pushover and say no. Problem solved.
Even better grow bit of a backbone and say no more until you pay me back a good portion of what lent you over the years.
You’re being taken advantage of. She knows exactly what she is doing and she isn’t a true friend. She’s using you.