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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Unequal spending and feeling good enough

5 replies

PerfectionistBurnout · 27/10/2024 09:05

This is kind of a finance, love language, self-esteem vent all in one I’m afraid!
DH and I have two DCs, one with fairly challenging additional needs. DH is a hard worker and his earnings have increased significantly since we had our DCs, whereas I am in a part-time role and am in a much lower-paid sector. Neither of us feels particularly fulfilled in our jobs but we aren’t unhappy, and neither of us have particularly stressful or physical jobs. I try to make sure my time contribution (i.e working hours and household jobs) is roughly equal to that of DH and I regularly check in with him that we are both happy with the money I bring in, and the amount of tasks I do for the family.

DH absolutely pulls his weight at home and encourages me to take time out for myself, particularly due to how stressed I am due to the challenges of parenting our DC with additional needs and the impact on my own health. I do try to take time out to go for a run, but I will prioritise household jobs that need doing which means it often fall by the wayside. DH says to prioritise getting a run in as often as I need to and just do what I can at home. He takes this approach himself and I think this is totally fair.

I struggle with perfectionism and feeling that I am not good enough. In my head, I should be able to do it all: work full-time, bring in good money, keep fit, keep the house running and manage the needs of our DCs as well as being a fun, interesting person. DH says this is an impossible standard, and that I am my own worst enemy, and I do know that he is right. Nevertheless, since difficult teenage years I have been a huge people-pleaser and it’s basically a self-protective measure. I feel I have gone through life letting myself be everyone’s supportive cheerleading sidekick and not wanting to “take” too much. I feel that if I give to everybody and am the best friend/partner/colleague I can be then people will see I am a good person and won’t leave me or turn on me. In reality, this has not been the case and I find I am now angry and disappointed at people exploiting that. Whilst also recognising my own part in the problem as I have completely enabled people to take from me.

Like me, DH is a giver who has been taken advantage of in the past, including an ex who spent a lot of money and didn’t pull her weight. I am not like that, and he knows that, but I feel with my tendency to low self-esteem, black and white thinking and perfectionism I have bent over backwards to prove I am not a taker. DH encourages me to spend money and take time for myself. All our finances go into the same pot and we spend as we see fit. He has spent significantly more than me this year and feels a bit guilty. However, and to me this is quite key, DH has issues controlling his anger and when he does get angry he lashes out at me verbally, and the things he says are almost always to do with how much more money he makes, how I only work part time etc. Or he will bring up random slightly nice things I own as an example of how lucky I am. DH also doesn’t share my primary love language of words of affirmation. So whilst I make sure I acknowledge his hard work and how much I love him, pay him compliments etc, he is not someone who really does this. He does do a lot for me though as his love language, and I know he would do anything for me.

This all came up yesterday as he asked how he could feel justified in making another large purchase for his hobby in future and whether we ought to both allocate equal spending money, so that he could choose to save his for something. Particularly as I don’t spend as much, he would then feel justified that he wasn’t taking money I hadn’t also taken. However, where do you draw the line? As a woman who wears a bit of makeup and has hair cuts but no other beauty treatments, should that come out of my spending money? It’s money he isn’t spending on himself but I’m not spending big money and I don’t know why but I feel slightly miffed with the idea that it could be seen as a luxury for me. And clothes etc- do we do a wardrobe edit and make sure we start with the same amount before starting with monthly spending money?

As I raised in the argument, I feel that on the one hand DH encourages me to spend, but on the other hand if he gets angry he throws spending and his earnings in my face. He knows he does this and says it is something he hates about himself but that he just says the worst thing to hurt me in the heat of the moment and doesn’t mean it. I said that if I kept bringing up the same things to hurt him in the heat of the moment he would start to get paranoid! I worry that I will start spending more money and taking more time for myself like he tells me to, but that one day he will then throw it in my face as though I am a lady of leisure. I work so hard for our DCs and have a pretty thankless part-time job so there are no opportunities for me to get reward or recognition and being reminded of my lower earnings by DH can either make me feel bad about myself, or angry with him. Because when I’m having a good day I know I am clever, considerate and hardworking and I feel I do bring a lot to the table. I don’t really want to spend loads of money, what I want is regular verbal recognition that I am not just “good enough” but actually that I do a bloody good job for our family. And to never be made to feel that it is DH’s earnings that have paid for say a new pair of shoes, because we are a team.

I recognise that I can be a self-sabotaging martyr and he can be an asshole but we do love each other and we want to move forward and draw a line under this. We have always operated on trust and we don’t want to get into a tit for tat situation. We suggested having just "hobby/unnecessary spending" as a set amount going to each of us and keeping run of the mill clothes, toiletries etc separate. But then we got into what if one of us wanted a £100 pair of jeans. How much of that is just reasonable spending and how much should be topped up from the hobby fund? Any thoughts on how to draw a line under the existing situation and move forward are much appreciated!

OP posts:
PerfectionistBurnout · 27/10/2024 10:18

Just bumping in case anyone has any advice!

OP posts:
Mrsttcno1 · 27/10/2024 10:33

I think there’s different issues to deal with here, to strip it to basics it’s the arguments & the actual finances.

The arguments will destroy your marriage, if they haven’t already, if you can’t stop that. It’s not healthy or fair for him to encourage you to take time & money and then throw those things back in your face. Maybe some counselling together could help with communication here because for me, someone who loves you shouldn’t be looking for the most hurtful thing to throw at you in an argument. My husband and I love each other very much, we also don’t agree on absolutely everything, we can bicker and disagree like any other couple, but neither of us are ever cruel to each other even when in the worst of our worst ever argument. That’s a big problem because as you now know once the argument passes, those comments stick with you.

The finances- for me- when married and with a family it is so much easier to just have one pot, all in and all out. That’s what we do. We probably don’t spend equally out of it each month, but we’re a team, nobody is keeping track of who spent more or when as there is no need. My husband has 2 hobbies that are more expensive than any I do so yeah he occasionally gets new equipment/pays for a competition with his club or something, I’m not bothered about that as I know that actually although my hobby doesn’t cost anything I know that in a months time I’m at the hairdressers and that will be around £150. It probably evens out-ish across the year but if it doesn’t, neither of us care. We’re not housemates we are a team. The only exception to this for me would be if he was spending all of the “fun” money every month and so I didn’t have the option.

If you do want to separate finances a bit and each have your own pots then hobby/unnecessary fund is overly complicated. I’d keep it easy and just each take an amount of “fun money”, so his hobbies, your make up, new clothes etc would come out of that.

LadyLapsang · 27/10/2024 10:53

I think it is like the poo in the pool analogy. How many times does he have to be angry and criticise your contribution to the family and spending? It’s a type of abuse. He can say he feels bad about spending more, but does he change his behaviour? No, he spends more than you and only needs to get angry now and again to keep you in your place. Maybe consider some psychotherapy on your own. If he genuinely wants to change, he needs to get help to not get angry and lash out.

PerfectionistBurnout · 27/10/2024 11:50

DH is a genuinely great husband but I am sure I have made the poo in the pool analogy to him before. He would be mortified to think that he comes across negatively as he loves me to bits and I do believe he wants me to spend money and time on myself! He recognises that he needs to work on his anger issues but he also thinks that perhaps lots of men who out-earn their wives say these kinds of things. I'm sure his own dad did. It's really hard to explain- he has said some pretty shit things to me and then hates himself.

My personal feeling is that he is insecure and even though he thinks I'm great and wants me to have everything, I think he wants me to appreciate how lucky I am to have a hard-working husband who pulls his weight and earns good money. I can't see why he would throw it at me in anger just to hurt me, I feel there must be something behind it! Frustratingly, I am really grateful and acknowledge all of the above, and don't take him for granted! But yeh- I DO believe he wants me to have everything, but in a weird way (and maybe martyrdom) I would rather not "take" those things on offer in case he turns around one day and makes me feel I have taken too much. This frustrates him no end as he feels I am very black and white and want specific rules to follow in a situation where you can't really apply rules.

OP posts:
MayaPinion · 27/10/2024 20:11

But then why does he snark at your spend? And why does he need you to feel 'grateful' that you have enough money for a haircut? And why does he want a 'discretionary' spend that you don't have access to? Surely he can take it from the family savings or current account? And why are you so keen to point out that he is amazing in spite of his 'anger' issues?

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