Thank you for that kick up the arse. You know who you are. Truly. Although your words hurt, it sobered me up.
I AM wasting time, absolutly, in trying to work him out, journalling, trying to be frugal, moving stuff round. All these challenges I set myself, plans I'm making ARE wasting time.
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DETATCH WITH LOVE
1.I accept his behaviour. See it for what it is and accept that its his choice to be who he is. His behaviour is his responsibility. He doesn't need my intervention nor my defense.
2. I release my expectations of him. I have my role and I stick to it. I accept 100 percent responsibility for the children and the home (although I don't agree with it - needs must)
3. His stresses are not mine, but his stresses should not be minimised as a result.
4. Live independently again with my kids - Decide what that picture look like? Make memories with my children.
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At the end of the day all that matters is a steady income, a car and a mortgage to create a loving and stable home. Those are the 3 things I need to put into place.
Stability - that is a good word to consider. For some reason - lack of money mainly, circumstance, brexit and covid being the main factors, I just cannot find stability within 4 walls.
I haven't got it in my relationship and my children haven't got it in their father, but I cannot control that. I need to find it in my earning potential.
My parents say no more moving houses. I agree it isn't fair on the kids to move about. In truth I hadn't planned to housesit to move about over here. I had a rogue landlord previously in a home I was planning to stay long term. So the intention WAS there.
Renting isn't reliable here. I'm extremely rural. No one here rents. They all buy. My friends all have swimming pool properties. I have a few friends who only come for the summers. I don't know anyone renting. (Think st Barts) . All but 1 friend have no idea of my situation at all.
A mortgage it is. And a final plan. Join me on my accountability journey here and let me inspire you too. If you wish to kick me down with unkind words and uneccessary critism (rather than constructive critism) then I wish you all the best, I bid you goodbye now and I kindly ask you to move off this thread.
Onwards and upwards. I don't need to explain my situation any further. I don't want a man bashing thread. I want to inspire my kids, my friends and other women in my situation. I thank you for letting me have this accountability thread.
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NUMBER OF DAYS TO GO: 1,614
(You'll see why below)
TARGETS:
A. 2 years to build a proffitable business.
B. Buy a car
C. Start saving for a mortgage. I need to save 708€ per month over 5 years.
Based on a property costing 170,000 (That will need modernisation and no swimming pool obviously)
25 percent down-payment (I visited the bank last week) = 42,500k
÷ 5 years = 8,500 annually
÷ 12 months = 708pm to save monthly.
D. 3 years tax returns to apply for mortgage that show strong earnings. Hopefully in 1,615 days!
E. Seperate
F. Buy a property.
BARRIERS
- No savings
- No income
- Hard to find rentals area / landlords don't favour single mothers with children because they cannot be evicted.
4.We share a car / no public transport.
TO DO:
[ ] Launch my passion sideline now. This isn't anything to do with our business.
[ ] Launch my nieche sideline in January - busiest time for sales. It will be tight.
[ ] Continue building our family business (we only share an website - and are both self employed in seperate areas.)
[ ] Start saving money for a car.