Separation advice

[Ladybirdlili]

Hi
Looking for advice from anyone who has been in a situation like mine!
I've been trying to work through things with my husband since his affair early this year and it's very one sided and he just isn't bothered ( many discussions and his work life is his priority at all times too)
So moving on. We have a house together with roughly £100k equity, we are also in a IVA.
I definitely cannot afford rent myself alone, if I can get one on IVA and mortgage will be out of the question on an IVA.
Can I get a council house? I won't be qualifying for any benefits etc according to the gov website.
I'm just unsure of how to live going forward. I have two children under 16 too with him.
He is got a high flying job and I downgraded my career to bring up our kids. I work 24 hrs a week
If any advice would be great as I'm so lost x

How old are your kids?

I think in the situation you describe - you need to be pragmatic and plan, rather than just act on emotion. Without kids you can just leave because of unhappiness. But with kids - you need to first figure out how you'll be able to provide them with roof, food, clothes.

Maybe start by getting advice? If he is on a good salary - he'll be paying you child maintenance. Next - you need to increase your earnings - can you increase your hours?
Finally - if you get a free consultation - ask about Mesher order and your chances of getting it. (it allows a lower earner, usually a woman, to stay in the family home until kids are 18)

How long until you and your H get out of debt? Frankly - it seems that you need to out your head down and live alongside your H - until you can afford to separate.

You can, of course try to apply for a council house. But - you'll first need to have spent your share of the marital home sale. And - most areas simply do not have enough housing.