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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

WHAT DO I DO?

9 replies

Franny0696 · 29/07/2024 13:26

I am in urgent need of advice and a rant!
I am married almost 5 years/together 13 (27 years old) with 2 children (1&3) Work full time from home. Husband “works” also.
Over the past 4 years I have been through hell and back financially but there is a catch not me personally my husband. He started his own business in March 2020 which he decided to tell me 2 days before he quit his job that he was doing this, which I was not happy about as I was pregnant with my first child and I wanted to have a steady income before she came. 2 weeks later the pandemic started and his business was in limbo. However he was bringing some money in but wasn’t a lot, it paid the bills. Further on to 18 months later the business was failing massively and was not working at all so he liquidated the business and the debt that was also occurred in that time.
Since then money has been AWFUL when I mean AWFUL I mean so bloody bad. Since Sept 2022 to now he has had 3 jobs – 2 of which he lost as one of the companies went into liquidation the other one was a stupid sacking.
Now we are in almost aug 2024 and he was been working for this newish company since April. Since then his wages have been late every month. To the point now they owe him almost 3 months money. I have said to take this further but he said NO I will stay with them until they pay as he said they wont pay. He works under the sun for the this company which I have no understanding why he would go above and beyond if he hasn’t been paid for what he has actually done.
This has put a HUGE strain on our relationship to the point I actually resent him, he doesn’t seem bothered by the fact they owe him this money, he isn’t actively looking for another job I am doing this on his behalf to try and get something lined up. I owe my mum and sister hundreds as they have been trying to keep us afloat. My wages cover the kids nursery fees which are a lot, plus the car and general expenses, he covers the household bills and rent.
I generally cannot carry on like this, I am in constant worry every day thinking about money, but if I even mention it he has ago at me. Generally feel like I am clutching at straws, we have been in situations like this before but this time its bad, behind massively on utilities and bills. Shopping every week is a struggle.
Moving on from the money side of things I feel like things are just crap between us, he doesn’t do ANY house work, doesn’t do anything with the kids. I get early every day with the kids, nursery, work, dinner, bath, bed. Literally like a single parent I generally might as well be at this point.
I feel angry all the time but there is no reasoning with him, he just doesn’t do anything to help. Feel like I am stuck in a bubble for the last few years and cannot get out.

OP posts:
Peoniesinbloom · 29/07/2024 13:39

I think it depends of you want to be together or not.
I would be resentful of my DH and father of my kids behaved like that.
If you want to stay with him you need to sit down and have a serous conversation, I would write bullet points what is bothering you and what you need him to change

If you dont want to be together: what is your housing situation? Could you work and apply for UC?

Franny0696 · 29/07/2024 13:47

@Peoniesinbloom I feel like nothing is ever serious enough for him though, if I said I want to have a serious conversation it will end up in a row and nothing will be resolved it's draining.

We do get UC now as a top up on wages due to the childcare. But if I was on my own I think it would cover a fair amount. I earn roughly 26k per year and work 4 days a week

OP posts:
cupcaske123 · 29/07/2024 13:53

OP your situation is impossible because he won't work with you on this and won't communicate.

Have you checked your credit report to see if you have debts in your name?

Regarding utilities and bills there's often something that can be done if you try and work it out rather than bury your head. I would gather all debts and contact the National Debtline or Citizens Advice. You may be able to negotiate payments or clear them or there may be grants to help.

Regarding the mortgage you may be able to negotiate a holiday or interest only, it's worth phoning the mortgage company to find out. You can call Turn2us to see if there are any benefits you might be entitled to. You might get help towards nursery fees, it's worth finding out.

There's not much I can advise regarding the relationship. If he won't communicate and doesn't pull his weight then I don't see much of a future. I would see a family law solicitor for advice and gather all financial information.

gamerchick · 29/07/2024 14:16

I think I'd say to him he has a month to get another job. If he doesn't, then he can leave. That way you can get some more money coming in. It's shit but you're doing it all yourself anyway. Get rid of the parasite.

gamerchick · 29/07/2024 14:18

And tbh, having had experience of a parasite. Are you sure he's telling you the truth on not getting paid?

Franny0696 · 29/07/2024 14:29

@gamerchick your second comment. I've questioned it but I have no way of finding out otherwise. It's looming in the back of my head

OP posts:
Catoo · 29/07/2024 14:35

I don’t think it’s true about not being paid for 3 months OP.

No one would work 12+ weeks for nothing.

Is he a gambler?

gamerchick · 29/07/2024 15:45

Franny0696 · 29/07/2024 14:29

@gamerchick your second comment. I've questioned it but I have no way of finding out otherwise. It's looming in the back of my head

Then ask him for proof he hasnt been paid.

MomGran · 08/01/2025 02:21

This situation will not improve for you unless you take action. He has the best of both worlds - the freedom to do what he wants, on his terms, without shouldering responsibility for his family, and the stability and appearance of a family life which you solely work so hard to provide. He is well aware that he has put his family in a precarious position, but it does not matter to him. He is stringing you along to suit his own ends. Make permanent arrangements to have financial stability for your children and yourself. You do not need to advise him of what you are planning. He has already left the marriage. Get the help of trusted family and friends to help you through this. Life will improve immeasurably for you when you are on the other side of this all. Best of luck.

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