Is it fair he has another house?

[caityvh]

My partner and I aren't married but we have 2 kids together and have been together 7 years.

We both own the house we live in, but I pay two thirds of the mortgage (& all our outgoings) due to earning more.

He owns another property from before we were together just himself (with a decent amount of equity) that he rents out.

Is it fair to split our outgoings this way? While I earn more right now month to month, he has a lot more in assets than me (his house and savings).

He should add his profit from his rental to his salary for the purposes of working out how much you each pay of your mortgage.

Is it fair to split our outgoings this way?
No. It is not fair. His income from his house should be included in the maths.

I agree with @YouMustBeHappyNow . Rental income is income. The balance after paying for maintenance of the property should be counted.

That doesn't seem fair to me. I really wouldn't like that he has assets and savings but you are hampered from saving as much as you are paying the lions share of the house costs.

He should at least be paying in the same as you.

Yes rental income should be calculated in the income calculation but I think it’s difficult to factor in equity to the monthly contribution.

Are there any plans to get married?

Did you have equal deposits and own the house jointly?

Even if he doesn't have much profit from the rental he is building equity. Do you both have pensions? If so I would suggest you salary sacrifice into a pension so that your salary is reduced and you end up with greater long term security.

Do you want to get married?

No, like others have said, all income whatever the source, should be ‘income’ if there remains a disparity the same % of your wage should be put forward by both of you.

I feel like he’s taking advantage and you need to protect yourself being unmarried xx

.