Need help figuring out what to do.

[planAplanB]

Situation: recently separated living in same house. Joint mortgage. 2 primary kids. Applying for divorce.

Plan A: keep current job 35 hours £19k (support role) wraparound care until 4:30

Plan B: accept new job 45 hours £42k (teaching) wraparound care until 5:30

How could I remain in our family home? Total outgoings are £2k per month. My
monthly income is £1400

My heart says plan A but my head says plan B.

Can STBEXH still own half the house but live elsewhere?

Could afford to sell family home buy new property on plan A salary? 2 bed house round here is £350k and I'd have around £260k deposit.

I am scared the new job will take up so much of my time and i'll find it too hard with the stress of a divorce going on, but it's what's I'm qualified to do so I should maximise my earning capacity, right?

Seriously getting cold feet about the new job. Please help, plan A or plan B?

Monthly income on plan B would be £2800 which is obviously loads. I don't really want to do the job though.

In my opinion, you have to take the new job. You simply need more income. £19k is very, very low. You have to be able to adequately support yourself.

Do you have time to make the decision on the job? Because I would seek legal advice first, as you’ll have a better idea of your potential situation after the split of assets.

and yes, he can maintain and interest in the house and live elsewhere in theory, on the understanding the house is sold when the kids are older (mesher order) but he would have to have enough to live on in the mean time.

Plan C, if you are a qualified teacher, get a teaching job with less than 45 hours, you could even be part time and earn as much as you do now.

I really like plan C

If you take the higher paid job you will get less child maintenance. I would sell and get my own smaller, place and opt for a.

Child maintenance will be based on her Ex’s income, not OP’s.

OP, have you done a UC calculation?

She won't get less child maintenance that depends on his earnings not hers.

You wouldn't get any benefits tho. If I were you I'd take the new job, wait however long you need to and apply to reduce my hours. You'll get help from UC then, plus child maintenance, plus child benefit. Should mean you're more than ok