I'm a mum of one 11 year old. I own my own home. My bf of 2 years has recently moved in and we have a new puppy together. I know we should have sorted finances before, but we didn't. At the moment we are splitting puppy costs as and when, no set agreement, and also will take turns food shopping. Its all very ad hoc. But we haven't talked about how to share things like utilities or wear and tear/repair to the house from puppy (a big dog who likes to chew). Any advice is appreciated!