AIBU Husband wants new car

[beaniebutter]

Want to make sure i'm not being scrooge here...

Husband texted me just now, 'brother said he can sell me his range rover, going to have a call later to discuss', and sent me some photos.

Ummm...what?!

I asked where he's magically going to find £30K,40k (i have no idea how much it would cost?) for this shiny 22 plate(!) range rover. He said that he and his brother and would work something out.

I feel like i'm living on a different planet right now. We literally just bought a house, which used up 90% of our savings.

We have under 10K(!!) left for emergency savings, and are building on this every month. I meticulously track our savings, and record our outgoings. Our savings are currently in my bank accounts.

This is the best bit...he can't drive yet (is having lessons), and has somehow decided discussing to buy a range rover was an entirely logical and sensible idea?

We have a nice Ford, few years old, no problems, nice reliable car. I bought it outright.

Lastly, he has some debt which he is paying off, so is literally in NO position to even be thinking about this or some kind of loan, which i would obviously object to.

He is a high-ish earner so could probably get one quite easily, but I hate loans and would rather make sure we have a comfortable nest egg before any big purchases.

AIBU? I'm in disbelief.

He's gone quiet now, but no doubt he will be pushing for it later when he comes home.

He's a lovely guy, but often lives in lalaland when it comes to finances. Sometimes it makes me feel like scrooge.

My husband also has ADHD and is terrible with money;unfortunately I've just discovered he's racked up 17K of secret debt across 3 credit cards.

We've now paid off huge credit card debt racked up by him 3 times and he's now done it again;I wanted him to cancel them after the last occasion of them being paid off.

In his defence, he is an adult not a 17 year old. He's unlikely (statistically without knowing him) to be a boy racer. It's no more or less powerful than the majority of 2.0 diesels which are typically driven by adults.

@ReturnOfTheRainMac maybe but they are also bigger and heavier .

I just think it's madness for a beginner driver to be driving one .

It really isn't bigger than most cars nowadays. It's a bogstandard SUV. This is not the Range Rover it's an evoque.

Very similar weight to a 3 series. For example.

@beaniebutter is it not massively off putting to have to manage your husband’s spending like he’s a child? I don’t think I could respect someone like that

This is the fat boy that everyone seems to be confusing the evoque for. Far bigger car. And weightier.

The Evoque is a pile of poo. Why would you get one of them?

And an unreliable pile of poo too.

Far better cars to buy for that sort of cash. He should get something like a Lotus.

Everyone always says they want a RR but believe me they are SO unreliable. So expensive and I wouldn’t have another one thrown at me! Constantly broken.

Also, from what I've read tonight, if they don't break then they set on fire. A few models mentioned.

So a burning, unreliable pile of poo.

The insurance payments will be thousands and he’s a new driver.

tell him to pull the other one. Or if he really wants, get a second job to fund it.

all the feedback on RRs is rubbish, easily stolen, one just set on fire at Luton! He needs to grow up

He wants to be the big shot by the sound of it. I had a husband full of big ideas that came to nothing and looking back he was always that way from he left school. It made my life hell as I was the one paying off all his debt. I would never wish it on anyone as it tells on the health in the end. He was a sociopath that ticked all the boxes.

My dh husband drives a RR whilst I drive a fiesta. My car passes mot whilst the RR is always having issues needing loads of work though I love driving it with heated steering wheel and seats xx

This whole thread with the most emotive and JLR expert responses are brilliant.

powerful cars that kill people? It’s an Evoque.
Theyre actually pretty small.

Diesels are doomed? Did nobody see recent announcement in delaying EV’s? Diesel arguably is the right way forward for the medium term.

Prices of second hand RRs are plummeting? The total opposite. Global chip manufacturing issues are still on backlog and production times on new RR’s and LR’s
are circa 9 months. Second hands are at an all time high. That’s a fact.

35k for a 22 model isn’t a major rip off for an evoque either.

The accurate statement is however it’s quite a girly car and super tiny inside.

Would be about £70-100k depending on good spec . He’s just having fun dreaming with his own brother. They are probably hatching a plan that he knows will never really happen.

Sorry just saw it’s an evoque not a proper RR. Fine for a first car for someone older as they are quite small. They are going up in value so if he’s getting one from jlr then not a bad investment, basically will drive a car for free based on increasing / holding value. The full size ones get stollen all the time though.

Range rovers are shit and constantly break down.
Not a good first car.
You’re not BU

Plenty of people with ADHD are perfectly capable of saving and not racking up tens of thousands in secret debt.
There’s having ADHD and there’s just being a deceitful tit of a man child.
If they’re continually bailed out by their wives how will they ever learn?

Are you aligned in your savings goals or is he just aligning himself with your savings goals? There’s a definite distinction. If I decided I wanted to save 50% of our salaries my husband would (probably) go along with it but at heart he’s a spender and would keep coming up with plans to spend money forgetting ‘our goals’.

Again, you say he’s a high earner but I suppose it’s relative. If he is on a six figure salary, he might feel that he wants/needs a better standard of car than a 10 year old Fiesta (again plucking age and model from thin air). In our our very, very high earning and wealthy circle of friends/kids’ friends (of which we are 100% at the bottom in terms of wealth etc despite also being high earners), very few buy cars for cash and almost all lease. It’s not because they can’t afford to buy outright either. So considering car finance/PCP etc doesn’t automatically make him an idiot, despite what all of MN think. What is stupid is someone on a 20k salary financing a 30k car. It’s all relative.

But all of this is irrelevant because he’s not getting insured on it anyway (or not for an amount anyone sane would pay!) until he’s been driving a year. It just sounds like he’s got swept up and excited in the moment.

I drive a Land Rover and absolutely love it, just to add to all of the haters 🤣🙄. Lots of my friends do too. Customer service is excellent as is their warranty. Insurance isn’t any more expensive than another car (but I don’t live in London). We do have a genuine need for a 4x4 though as we have horses. But even if I didn’t, I’d get one if I could afford it because I love them.

That’s my very unpopular 2p worth!

Bit of a generalisation!

OP, your husband sounds really dim.

Be very careful of attaching your finances and future to a dim man.

It will very quickly become a parent/child dynamic which is deeply unattractive.

As for his brother? A con artist who would screw his brother over?

What a family.

Be very wary. You deserve better.

How is his brother a con artist?

Because he is trying to take advantage of his brother?

Have you bothered to read the many posts?

His brother has likely bought at a discount yet wants to make money on it.

It's a car others are getting rid of due to security issues.

He is likely trying to get rid of the car and make a killing and the easiest way to do that is to take advantage of his foolish brother.

His dim brother can't even drive yet he wants to pawn off his expensive car with huge insurance on someone not yet driving.

A complete con artist IMO trying to take advantage of his extremely dim brother.

I imagine he knows his brother isn't the brightest bulb in the box and targeted him.

The OP would do well to be very wary.

Silly men like her husband are a huge financial liability to have walking around attached to your credit score.