I'm glad you've got the presence of mind not to blow all that money on chance. Not a good chance either. But have you considered that what your really need right now, is not babies, but some emotional support?
I'd say that of anyone even thinking of deliberately blowing all that money on a currently non existent person. Let alone when they aren't rich af and it would mean being a single parent, should pronably not be having babies right now, they should be seeking therapy to understand why this obsession is taking Iver their life, and combat it.
I'm sorry and I don't want to downplay longing for children. But there comes a point where it is essentially,mental illness. Or at the very least, causing it. Obsession, all obsession is dangerous.
I'm also 34 and single, I live my life for now. If kids happen, great, if not, hopefully I've done other fulfilling things with my life. Tbf though, I don't want babies (so it's adoption or if a new partner already had kids only for me) so I don't have baby broodiness to contend with. But I'm just saying, be careful you aren't falling into a trap of thinking its what you're 'supposed' to do and everyone else wants to too.
Society fosters this narrative of marriage, babies ect... and that every woman needs to panic and settle if she hasn't by her mid 30s xD but you don't have to play the game.
See your gp for a chat for a start about your mental wellbeing. Hope you'll feel better soon. You've plenty time to meet a nice man 'settle down' and pop out sprogs one day if it's what you really want. But do it when you're in a good place. Not being driven mad by panic or despair.