Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Friend's ex-partner and car situation

31 replies

wednamenov · 30/08/2023 13:29

Name changed and posting on behalf of a friend.

Her ex-partner walked out on her and their two girls two years ago. He took the car she owns (still registered in her name), and she has been paying the insurance and road tax on it for all the time he has been driving it. He hasn't once acknowledged this or offered to contribute. In fact, he has cut money he gives her for the girls to an unbelievably miserly amount while incredibly being semi-supported by her.

He has now got a new girlfriend that he wants to move towns to be with, routinely vilifies her to their girls, we think has secured legal aid, and is starting a custody battle in spite of the fact his actions are making his girls absolutely hate him.

My friend is now in the position of having to raid all her savings that she had put to one side for her girls university to try pay legal fees to fight this, and she's already struggling financially.

She is desperate and needs to sell that car and is planning to stop paying insurance and road tax, and offering to let him have first option to buy it from her.

Can he refuse to do this and defy her and keep the car? Is she liable if he drives without insurance because the car is in her name? Can he insure the car without her permission and keep driving it even if he doesn't own it?

Asking for advice so I can help my absolutely broken friend sort it out.

OP posts:
wednamenov · 31/08/2023 23:01

@Opentooffers

It's almost as if she hoped he'd come back, until his GF moved in.

Well, initially we weren't sure if he wasn't having another breakdown and would come back. He has form. Then it became concern that he was driving their children in a safe reliable car. Also, she is very sensitive to seeming 'vindictive'. He's done a good job of telling everyone how awful she is. Gas lighting, I think.

OP posts:
wednamenov · 31/08/2023 23:02

@Coolblur

Has she tried telling him to give it back?

Not yet. That's happening soon. In writing.

🤞

OP posts:
RealisticGuy · 31/08/2023 23:10

If she cancels the insurance and the car is registered in her name it’s actually her that could also get in trouble.

She would need to go to the police station and inform them she is removing him off the insurance, keeping the car legal but not legal for him to drive. She needs to inform him clearly that she is removing him from said insurance at x date and x time. The vehicle must be returned by this point and she no longer grants him permission to use the vehicle.

He wouldn’t get done for outright theft but taking without the owners consent. It also keeps her in the right if something were to happen with him driving the car that means she has no legal standing in it.

Also if there is finance owing on the car it cannot legally be sold until said finance is settled. That’s provided the finance is linked to the vehicle and not just a personal loan.

DixonD · 31/08/2023 23:15

He can insure it even if not the owner/registered keeper. I insure the car I drive but it’s my husband’s car. I don’t need to prove any permission to do so etc.

Lellochip · 01/09/2023 09:42

wednamenov · 31/08/2023 22:56

@Lellochip

Would her dad be willing to do the chasing if he is difficult? Take some of the stress off your friend?

Oh, he'd LOVE the opportunity to do the chasing. Preferably into the sea. It could end up with murder charges though.

I mean... That still solves the issue 😁

ShorelineDance · 01/09/2023 11:35

Tell him you are going to SORN the car

Tell him he can buy it off you or you want it back

New posts on this thread. Refresh page