Hello
I would really appreciate some advice on this. Thank you for listening.
My partner and I were planning to marry in COVID but restrictions, and surprise baby Numero 4, caused us to postpone. We then went through a bit of a rough patch, thanks to lockdown mainly, so didn't ever get married. We talked recently and I'm not sure it's on the cards right now but I do believe it is in the future. We have a big, busy, family and the thought of marriage/ a wedding feels overwhelming to me. Sometimes I like the idea but I was never the girl to be day dreaming about it or that sort of thing.
Fast forward to today- our household is solely owned outright by my partner- Everything is in my partners name. EVERYTHING. I have supported him in his career etc and have been the main parent (in terms of being at home more) so careers a bit of a...mess (a little mess though as I have worked part time since the kids)
After a couple years of talks my partner accepts I should be financially represented in someway in our household. This is huge. For years he argued I had no right to anything/ or to even feel vulnerable in our situation. I admit I've brought zero deposit to our home unlike him who has inherited £££. I admit I could have just married him (but it felt wrong when things were so rocky).
That being said I have worked in our home and paid out for things as and when. And of course, when we were as poor as church mice, I worked and contributed. I've always paid for our groceries and the kids stuff just not anything to do with the house.
We don't have joint accounts. He has accounts all over but I've no access.
Please could someone help me with a list of things that would help me to be financially protected in our household? He said he feels my name should be added to certain things but I don't know where we start and it almost makes me feel marriage would be easier