I have changed my user name for this, as it is a really outing post.
My MIL has always been a very difficult character. She is racist, misogynistic, lies purely to cause trouble. She was an awful mother to my dh and his brother. There was social care involvement and abusive behaviour from her partner towards her sons which she allowed. She was also abused too.
We have all put up with it for most of the last 30 plus years. I could see her personality from very early on - she used to phone me purely to upset me, would say deliberately nasty things designed to make me feel bad. I was able to take a step back and ensure that I protected my dd and myself from it as much as possible. DH wasn't ready to do the same for a long time - he was completely blind to the fact that she was a terrible person. About 15 years ago he had some therapy and this enabled him to realise that his childhood had been awful and she didn't do a good job as a mother and it was ok to think that. Our dd had a reasonable relationship with her on the surface. I ensured that they didn't spend as much time together as MIL would have liked (ie she wanted to take dd on holiday etc and for nights away and we didn't allow this). I also always politely but firmly challenged MIL when she spoke rubbish in front of dd (mostly around race, occasionally around other relatives). As dd grew older she saw her grandmother for what she was but still tried to have a relationship with her.
3 years ago MIL became very ill. Since then she has been practically bed bound, and only leaves the house for medical appointments. She chose not to go into a care home, and we all worked really hard to spend time with her as she was unable to leave the house. As time went on her behaviour became worse and worse, her personality just started to shine through even more strongly. She routinely called my husband a bad person, my dd a "fucking cunt". She was deliberately nasty all the time. One by one we all stopped visiting her and spending time with her. We all made the decision separately.
She has in the last 18 months made very little attempt to contact any of us to find out why. She has sent the odd email saying that she missed my dh. He hasn't responded. She has now sent a message asking for the return of £5k that she said she has given us so that she can put it towards her funeral. She says that she is dying. She has never in her life given or lent us money. Several years ago she told my dh that she had given me money secretly as I had said that we needed it. That is also untrue. Anyway dh has gone back to her and said that he can not recall her giving us the money but if she sends him her bank details he will put £5k into her account. We can afford to do this. She hasn't responded. My guess is that she wanted to start a conversation with dh, and used the lie around the money to open it up. He just wants her to stop contacting him and is willing to give her the money. But he doesn't seem able to make the decision to block her.
My concern is that when she dies (and she may be lying or telling the truth, we don't know) my dd and dh are going to regret not visiting her. I think that they have made the right decision to go no contact but also that they are feeling very guilty about it. I don't want them to feel bad when she dies but nor do I want them to feel regret. It's absolutely not my place to suggest that they visit my MIL - I totally respect their decision. But I feel as though I am waiting for MIL to die and for dh and dd to be really sad about the situation and for me not to be able to do anything to help.
Any suggestions please?