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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Ducks in a row

4 replies

BosworthBosworth · 06/07/2023 20:16

I often read about getting these proverbial ducks in a row when it comes to the end of a relationship, but in reality, what would that actually look like?
Things like finding passports, certificates etc, but what else?
Is there a list of what people would suggest? (Not currently in need of such ducks, just musing really!)
Thanks all 🦆

OP posts:
lousyatchoosingnames · 06/07/2023 20:25

Depends on your circumstances, do you have kids together? Own a property together? Have joint account etc. you need to give more details to get proper advice.

KPops22 · 06/07/2023 20:30

Some of the most important ducks cannot be accessed straightaway eg pensions and mortgage as they can take week for months to access properly. It could even mean taking some cash out of the bank in case a partner decides to drain an account. It is important to ask for joint bank accounts to be temporarily closed.

INeedAnotherName · 06/07/2023 20:50

I'm in the process of seeing a solicitor. The information they want is from both parties so you need to find all financial documentation in case partner tries to hide things.

Mortgage, and in whose name. How much are the monthly payments. Price/when you bought it. What is it's value now.
How much does partner earn in a year (P60), or wage slips.
How much/whose name utilities.
Savings, investments, credit cards, loans all need to be listed.

Pensions and their values.
Any other assets eg cars, bikes, expensive hobby equipment.
Marriage certificate required.
National Insurance numbers.

Take out half the money in any joint savings.
Transfer wages, child benefit, etc to your own account if it usually goes straight to joint current account.

Get childrens birth certificates and passports.

BosworthBosworth · 06/07/2023 23:17

Thanks INeedAnotherName that's a fairly extensive list.

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