I’ve posted on Scotnet but I’m not sure if here is a better place. Thanks for any help you can give.
I can’t see a way forward for DH and I at the moment and I feel a separation is coming. He’s changed a lot in a couple of years following illness. We’ve grown apart and I’m really tired of trying to fix us when he takes no responsibility. I know that might sound harsh if he’s been unwell but he’s drinking a lot, turning night into day, has a vicious tongue and he’s taking his temper out on DD which I draw a line at. There are other things too.
We own a house together with mortgage. DD is at home. Age 14.
If this happens, one of us would move out as we only have a 2 bed house. How does it work? I don’t think it’s as easy as either one of us buying a new house for themselves/buying each other out. I don’t think I’d want to stay in the marital home anyway. In my mind I think I’d like to go to a rental, DH stays at home, work gets done to it for it to go on the market and then it’s sold leaving me/us with equity to do as we please.
If I go to a rental, would I get some government help as I am also a home owner? I earn just a smidge over £20k, DH £29. Would I qualify for any help? I had a look at entitled to but it asks straightaway if you’re a homeowner or a tenant. I’d be both? We live in quite an expensive rental area so money is a worry.
People on MN say gets your ducks in a row but I don’t know what to get in a row. Fear is taking over a bit but I think it’s because I am not in control and I don’t know where the path is going to take me and what I need to know. Can anyone give me any helps on what happens throughout the process. We’ve been together 22 years.