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Original poster

Am I wrong

16 replies

Nuts1471 · 12/04/2023 20:56

My husband and I have had a really bad time , long story short- we sold our house years ago. He had so many debts that I was the only one to get a mortgage so although he put in capital in, I put in more. The house was therefore put in my name. He has certainly paid towards the mortgage. So he has an ownership in the property I believe. The question I ask , is should I be responsible for servicing for half the mortgage or less as I more of a deposit.

OP posts:
Greensleevevssnotnose · 12/04/2023 20:57

If it's in your name legally you are responsible for all of it

pinksheetss · 12/04/2023 20:58

You're married - surely your finances are joint and therefore you are equally responsible ?

For what it's worth though I don't believe you should be responsible for less of the monthly payments if you put more of a deposit. If you wanted to play that card you should have tried to ring fence it before

HeyDemonsItsYaGirl · 12/04/2023 21:00

Oddly transactional for a married couple. You entered into a legal contract to share assets and finances.

Do you earn the same? Is he still paying off debt? Is he still accruing debt?

Original poster
Nuts1471 · 12/04/2023 21:00

I get that, I can pay it off but that didn’t answer my question. Should he pay more as he lives in a house that I had more equity in than him. Thanks

OP posts:
pinksheetss · 12/04/2023 21:01

Nuts1471 · 12/04/2023 21:00

I get that, I can pay it off but that didn’t answer my question. Should he pay more as he lives in a house that I had more equity in than him. Thanks

No

You are married...

WeAreTheHeroes · 12/04/2023 21:03

I put more in to ours, DP pays more on the mortgage than me every month. It'll even out. But we aren't married.

GulfCoastBeachGirl · 12/04/2023 21:03

Nuts1471 · 12/04/2023 21:00

I get that, I can pay it off but that didn’t answer my question. Should he pay more as he lives in a house that I had more equity in than him. Thanks

Is he a roommate or your husband?

Original poster
Nuts1471 · 12/04/2023 21:06

Yes we are. This is probably irrelevant, but he lied to me when I first met him, he owned a pub. I found out later he didn’t but we were married by then. It caused problems. He is retired now…

OP posts:
dietcokelime · 12/04/2023 21:07

Nuts1471 · 12/04/2023 21:00

I get that, I can pay it off but that didn’t answer my question. Should he pay more as he lives in a house that I had more equity in than him. Thanks

No, you should both pay 50/50 towards the mortgage (although like PP said it's all in your name so all falls to you!). Perhaps you would be due your deposit if you sold, so you'd get that first before splitting the remaining balance.

Original poster
Nuts1471 · 12/04/2023 21:08

Husband. He has been married twice before Good father but aggressive now. I have locked my bedroom door

OP posts:
pinksheetss · 12/04/2023 21:08

Nuts1471 · 12/04/2023 21:06

Yes we are. This is probably irrelevant, but he lied to me when I first met him, he owned a pub. I found out later he didn’t but we were married by then. It caused problems. He is retired now…

Not really sure what relevance this has to paying deposit?
You married this man so got into bed financially with him

ZekeZeke · 12/04/2023 21:11

The question I ask , is should I be responsible for servicing for half the mortgage or less as I more of a deposit.

you are married. Its a joint asset surely?

Original poster
Nuts1471 · 12/04/2023 21:13

House is in my name only, so ring fenced.

OP posts:
pinksheetss · 12/04/2023 21:15

It's not ring fenced as you are married, if you divorced it would be part of the martial assets and he'd be entitled to part of it

ZekeZeke · 12/04/2023 21:17

You are married. Finances are tied

GulfCoastBeachGirl · 12/04/2023 21:25

Nuts1471 · 12/04/2023 21:08

Husband. He has been married twice before Good father but aggressive now. I have locked my bedroom door

I'm sorry, but if he's aggressive and you're so afraid of him that you're locking your door, then an appointment with a divorce attorney is in order.

Seriously, do not stay in a situation where you feel you are in danger. He needs to leave.

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