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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Help - what do I do?

8 replies

Thewindblowss · 19/01/2023 13:20

DP of 4 years left me last night. He found someone else.
He was the breadwinner and I’m not sure what to do.

I have no income myself, no savings. The only money that goes through my bank is child benefit.

I have a DC who is 4, not my exDP’s child. Chances of me getting a job is slim as full time childcare is £70 a day (£1500 a month) until DC starts school in September, and I live in a village without a car. We have good bus services though.

I don’t know what to do in the short term or long term. I’ve been told to apply for UC but the amounts don’t look great as I’m 24.

I started a online business 2 weeks ago but have only had one order of £9, going to stay up all night and work on this and try get more orders.

OP posts:
kindhandsworking · 19/01/2023 13:41

Register for UC and get an appointment, if you are renting they will cover it up to certain amount, they can advance a payment but will get deducted over future payments if needed. You don't need to work full time with a little one but if you do need childcare I believe they pay about 70% costs. I'm not sure if you're not working at all or if they help much if you are a home owner.
Having your own business makes it a little tricky as you have to declare your profit and loss each month, also your annual accountant fees and any tax you owe can mount up.

Sorry you're in this situation, as I was a few years back.

Watchkeys · 19/01/2023 14:44

You'll be ok; many people have been in a similar situation and got everything sorted out just fine.

Have you tried doing one of these? You can put lots of different situations in and try out possibilities, to find out how you'd be best off:

benefits-calculator.turn2us.org.uk/

Thewindblowss · 19/01/2023 14:57

Just tried out that calculator. Looks like I’ll be better off working part time till DC starts school. Not sure what to do in the meantime.

OP posts:
Pinkbonbon · 19/01/2023 15:16

Child support from the kids dad? (Assuming that's not the child benefit?)

kweeble · 19/01/2023 15:22

You must claim UC as soon as possible - it can take 5 weeks to come through and get your council tax in your name only so you get a reduction.
If you’re on a low income you’ll be entitled to some free child care. I’m sure you’ll be okay if you start to sort things out now. Entitled to is a good website and you may be able to call the Gingerbread charity for advice.
see if your ex will pay for rent and bills as he’s left suddenly until you’ve got an income, presumably these will be in his name.

Zanatdy · 19/01/2023 18:22

You should be ok financially - or at least in not too bad a situation. I’d get back to work and as you say maybe work part time until your child starts school.

23mum · 19/01/2023 18:23

UC will also pay for 85% of your childcare costs

23mum · 19/01/2023 18:27

Also if you're looking for more side hustles, surveys and matched betting do me well:

www.ylive-community.com
yougov.co.uk
And also an app called OnePulse

A guide to matched betting: outplayed.com

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