Money and fear so should she buy her own property

[lovehurts500]

Question for you - what would you do? My half sister is in a bit of a limbo and overthinking stuff. She got divorced with modest settlement and met a new chap which she thought she could plan future with but seems they have different plans for life ahead. She is currently struggling with work, very little money and stressed. She and her chap live together but she tells me due to her work situation it is very difficult at home.

Seems like half of my message . I will type again. Sorry!

Question for you - what would you do? My half sister is in a bit of a limbo and overthinking stuff. She got divorced with modest settlement and met a new chap which she thought she could plan future with but seems they have different plans for life ahead. She is currently struggling with work, very little money and stressed. She and her chap live together but she tells me due to her work situation it is very difficult at home. He is a high earner but a bit too focused on money. I think it is important to mention she is childless (50) her DP is 65 and has 2 DC. We speak daily about it as I suggest she secures her future by buying herself at least a studio or one bed just to ensure she has a place in the future. Her DP already suggested getting a place together but she is very reserved about it. I think it is to do with her divorce and the fact that she feels her and her new chap have perhaps slightly different plans. She comes to me for comfort and reassurance but I can see how she struggles in making the leap of buying for herself and finally thinking about herself. Being that little bit selfish . What would you do if it was your sister or friend? I do worry about her as I can see how much distress she is in and it fogs her thinking. She keeps telling me she doesn't want to spend any money at the moment until she gets a job. I keep telling her her settlement is an investment so it is not like she will waste her money. I think there is a strong financial imbalance in her relationship. I can sense that hence she is so fearful.

My advice would be BE SELFISH! She should please and secure a roof over her head by herself, that way she will always be ok. No one else is going to look out for her long term, she needs to put herself first. The boyfriend could be gone tomorrow, why put his feelings above her own vulnerability??

She absolutely should buy herself somewhere but if she hasn't got a job then she'll struggle to get a mortgage. Why hasn't she got a job?