I've been with my partner 13 years two children. He's always been crap with money. Hes had debts in the past loans credit cards etc missed payments on them got in a mess years ago we paid them off eventually and just about got his credit back to a good standard . He still borrowed money alot tho from family etc and not really very good at saving or budgeting for things. So I normally take over the saving as if I didn't would be last minute or not at all.
Anyway for 8 weeks straight now he has paid no bills on the house he's living in with me no rent no food money one excuse after another he owes ppl money so can't pay he's in a mess so can't contribute he's sorry it will never happen again it's just he's made a mistake and trying sort his mess out is what he says promises won't happen again . I'm overdrawn and have made the short fall up by borrowing but I currently don't work and only receive universal credit this covers most of the bills but not rent food or money for the kids. so I can't use any of that as it's already taken up with bills and accounted for. I have been looking for work but not been successful. He then goes on the sick from work with stress for the next two weeks he's says he's stressed because of money and the relationship so now we are more money down again can make the rent payments and food but that's it nothing left.
It's my son's birthday in a few days and he currently has 3 loans out and a credit account overdue his answer is take more credit for the birthday. I don't want to do this but don't have much choice really as have had no money for weeks so haven't been able to buy anything . I just feel like I'm constantly stressed down worried and don't know if I should just leave. I care about him but we have had a rocky relationship for a while arguments etc mainly over money his lack of priorities. Am I being unfair? I don't work and he is the main provider currently untill I find a new job I am looking. he says ppl make mistakes and I'm unfair for holding it against him but it's just alot of worry constantly over money and debts they are his debts for him personally not for the house. I feel like what if he gets in another mess it's bad enough getting out of this all the credit he owes . I feel even if I was alone I would have worries but I wouldn't take credit or be getting in debt and I wouldn't make the situation worse. I could budget and have regular money coming in then at least not rely on him as hopefully I can find a job asap