Why is it so awkward asking for my own money back? Please help

[tinkerblue0]

She was supposed to pay me £50 very month till I got the full amount she took.. She hasn't given me the money this month and I'm afraid that it'll be the same in October.. How do I ask for the money without seeming petty?

What is your relationship, has she said why she hasnt paid this month, have you asked her.

If you haven't asked at all yet, you just say "hiya, don't seem to have this month's money". Why would it be petter to ask for money you're owed.

I received a nudge from someone I owed £30 this morning. (He paid for group entry to something). As it happened, I'd paid him on the day and he'd missed the payment, but either way it's completely fine to ask.

Who is she? What is your relationship to her?

@HappyHamsters My relationship with her is okay now. This money was actually stolen from me by her but unfortunately I had no proof to take to court and it would've caused more problems with my other relatives. ..its just hard because she always talks about not having the money but then spends a fortune on drinking and other stuff

Easy. Tell her you need it to pay your electric bill.

@HappyHamsters oh forgot to say shes my second cousin

Is she family. Did she asmit to stealing it. How much does she owe you.

She did admit it but never bx text or anything so there's no proof) : and she stole cash so there's no bank statement or anything.. She owes me around 500 left now so far she's paid about 200 since March of this year

Oh dear, what a mess, was it not reported to the police. Can you text her and say you are waiting for this months money and when will this be paid.

Honestly, you're lucky she's paid anything so far and as you've no proof, there's not a lot you can do to make her pay unfortunately. Hopefully it's just a blip and she'll continue to pay

It's not petty to ask.

"Jane, I need that money please; this is a tight month for me".

Then it's time to say " Jane, you have kept me waiting long enough. I need ALL the rest of the money you owe me or I'm going to tell the whole family what you stole from me, and ask your parents and siblings to repay me."

You need to stop deprioritising yourself. Asking for your own money that was stolen from you, and has an agreed repayment plan she's failed on? That's not petty. Why did you make a repayment plan? How did she have access to your money? Where are your boundaries?

Tell her you'll take her to small claims court if she doesn't pay you the whole lot back. If she tells you you've got no proof, say 'Try me.'

She's walking all over you. She's doing it because you're letting her.

If she’s been paying you back some of the money then she’s effectively admitted she stole it and owes it to you.

It’s very common for people who are owed money to feel guilty and therefore not press for payment. This isn’t helpful to either you or the other person.

Be prepared to send her regular texts reminding her to make that month’s payment. Be very factual and state the amount and the date it should be sent.

If she’s not making regular payments, tell her you’ll reluctantly take her to small claims court. As long as she’s missed 2-3 payments, you have a good case and she’ll likely be forced to pay the balance in full.