Are my friends right or will finances be very hard now?

[Breeoy]

Basically DP left me mid pregnancy. We weren’t married but late 30s. I moved back to my home which is reasonably large 3/4 bed. The plan was we would live at his and I would continue to pay my mortgage separately as I’ve always done. I can’t rent it out.

I am now v anxious about money. He said he would support me and the baby I presume buying food as usual, paying for the rent and bills. I usually contribute 200 towards food and 100 towards bills as I have my own lower bills to run my house.

Now im faced with living alone friends are telling me I won’t be worse off as I should get 700 a month from him and I will now also get around 80 for child benefit.

I feel like he’s completely screwed me over. We talked in detail about the arrangement and he’d just abandoned us.

@TiddleyWink yes that’s on his currently salary and taking into account him paying the max into pension so it’s worst case scenario assuming he remains employed.

we would always have had two households as I was always paying my mortgage separately.

But surely there are smaller houses around the locality than a 3/4 bed?

Anyway, while you may be entitled to child support from him, it's a different matter actually getting it from him (if he chooses to be an arse in future).

I think it's best to plan without factoring it in too much, if possible. Or at least have a plan b.

But surely there are smaller houses around the locality than a 3/4 bed?

With the current house prices and interest rates you may well find it'd cost her more for something smaller

If he wants 50/50 custody then he won't need to give you any maintenance at all. That would be the worst case scenario for your finances but the best case scenario for the child to have an involved father.

@Breeoy what is that based on re time with child? It’s the biggest factor here