How much CM do you get on this salary?

[Bellit]

Ex is on 102k. I feel like he is massively underpaying based on the website but he says he pays into a pension etc and is really vague about it. He refuses to actually have a conversation full stop so I am left with a snippet of a text saying ‘pension.’ Or something like that.

Go through CMS. That way you can save your dignity (I mean that in the nicest possible way) and they calculate it for you.

Use CMS their letter will give figures they used to work it out. They get their info from hmrc

@Blushingm thanks will they break down what he is paid and how much to pension etc?

They'll use his gross pay - pension contributions I don't think are considered, I think it's based on income. His pension is his choice

Pension makes no difference as that is his money in the end
calculation depends on how often he has them etc
but a v quick calc based on him having them 2-3 nights a week comes at £412 per month per child.

google cms calculator and that will at least give you a ball park

Gross income: The CMS calculates gross income as the paying parent’s income before deductions such as tax and national insurance, but after pension contributions have been deducted.

Use an online cms calculator and get extra to do the same. If you can’t agree on the amount pay and use the service

How many overnights does he have the children each year? How many dc do you have?

That sounds in the right ballpark to me.

I found the CMS very good, btw - my Ex was employed (not self-employed) which made things easier. CMS told him they were taking the money out of his salary directly when he tried to get shirty with them. I have never admired civil servants more They took all his venom on the chin, so I didn't have to.

CMS. As others have said. They will work it out and there can be no whitewashing.

Mine was underpaying, he just told me what he what payments he would make. CMS did the calculations and put him straight :)

How many kids do you have

Amd what does he pay now?

how many nights a month does he have them?

Pension is irrelevant. Calculation is based on gross pay, number of nights he has the DC, number of DC, and other DC dependent on him.

He can pay however much he likes of what he has left into his pension.

www.nidirect.gov.uk/articles/paying-parent-income-adjustments#toc-1
I believe Maintenance is calculated after pension payments.

Pension contributions will affect the calculation.

@alwayscheery That’s a link for Northern Ireland.

Oops

It's taxable pay not gross pay. Pension contributions are relevant.

If he's making a ridiculous amount of pension conts you may be able to challenge but that's unlikely.

CMS look at p60 income mainly I believe

They usually side with the Mother even when she's lying so you'll be quids in

CMS is calculated after pension deductions and before tax and NI.

Contact CMS to get the correct amount so he can’t underpay or piss you about.

My link was from Northern Ireland but the pension contributions are taken into account in the Uk so calculations are made after pension contributions.

I've given this advice so many times on here but will do it again - seek legal advice. The amount of support you are entitled to depends on many things..

• are there children
• how old are they and what support do they require
• how much do you earn
• how has the split of marital assets worked ( that includes pension pots by the way)

Just saying he earns a certain amount only gives us a few clues. Go to a solicitor and explain the whole thing.

A judge should take the whole thing into consideration including pension contributions

It's pay after pension contributions with a discount for how many nights a year he has the child.
He could pay a massive percentage into his pension to pay less child maintenance.

Not my area of expertise, but I have just had a look at the CMS website and worked out an example, and as per that pension contributions are not deducted from salary, neither is NI. It is calculated on gross pay.

www.gov.uk/calculate-child-maintenance

I live in England, from the above posts it may be different in NI, but paying into a pension is voluntary and is simply a form of saving.

assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/672432/how-we-work-out-child-maintenance.pdf

see page 7 which explains gross income is before tax and ni deducted but after pension contributions.