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Relationships

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Are civil partnerships worth it?

8 replies

damekindness · 11/07/2022 21:25

I’ve lived with my partner for nearly 20 years. I own my house in my sole name and have three adult children. He has no children. I work full time and he is effectively a house husband now and takes care of all the domestic/cooking chores

Would there be any advantage in us having a civil partnership rather than just continuing living together? Neither of us wants to get married (too much fuss!)

OP posts:
WITL · 11/07/2022 21:26

He is very vulnerable - if you break up he has I guess a legal recourse after all
this time but might not get 50%

Whatonearth07957 · 12/07/2022 18:02

Have a will. Give him a lifetime trust in your home after which it goes to your DC.
Carry on as you are.

blackgreywhite · 12/07/2022 18:07

Are you considered next of kin if one of you has an accident?

He's in an incredibly vulnerable position if you die, I assume he has very few assets- do you both have pensions?

Do you love him? Would you want him to be ok if you die?

damekindness · 12/07/2022 20:18

Many thanks for your replies. We are both touching 60 and I'm likely to be working as long as I can

He has no work pension (and likely doesn't have enough credits to get a full state pension) Currently the agreement is that the house would benefit my children, my occupational pension and small savings would benefit my partner ( he is named as sole beneficiary) Everyone seems happy with that arrangement

I haven't got round to making a will - and it seems that might well be the better alternative

OP posts:
blackgreywhite · 13/07/2022 17:39

Are you allowed to nominate a 'boyfriend' for want of a better word your pension?
If so I think a will is fine, I think he might be able to argue that he is a dependent (not saying he would, but it sounds like he would qualify) so definitely get professional advice.
Is there no way he can top up his pension contributions so he gets a full state pension at least?

Namechanger355 · 13/07/2022 17:56

Sorry for asking a daft question, but what's the difference now between getting married and a civil partnership? Why do a Civil instead of just getting married - why is there additional fuss with the latter?

LemonTT · 13/07/2022 18:05

Namechanger355 · 13/07/2022 17:56

Sorry for asking a daft question, but what's the difference now between getting married and a civil partnership? Why do a Civil instead of just getting married - why is there additional fuss with the latter?

civil partnerships were introduced to give same sex couples the same rights as heterosexual married couples. At the time of introduction, extending the right to religious based marriages was not politically acceptable. But there was no legal difference in rights.

Then the right to marriage was extended to same sex couples. Then heterosexual couples want the right to civil partnerships (marriage without religious connotations).

Now you can decide what you want.

Batinahat · 13/07/2022 18:12

When me and my partner were considering the pros and cons of marriage Vs civil partnership Vs neither we found the information available on Citizens Advice website very helpful. www.citizensadvice.org.uk/family/living-together-marriage-and-civil-partnership

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