DP and I have been together 10 years. I am divorced, and not keen to marry again which is basically the reason we aren't married. No kids.
DP and I own a house together as joint tenants. He paid for half the house outright. I own the other 50% off the house but have a mortgage on it which I pay.
Finances have always been fairly equal until now, as although I was the higher earner we both had the same disposable income after I paid the mortgage. 2 years ago I offered to blend our finances so we paid all expenses jointly then split any remaining income. DP declined, even though I explained at the time that my income was likely to go up more than his over time due to the nature of our jobs.
I've now been offered a job that is a significant salary increase. Since the conversation about blending finances, DP has spent most of his savings on basically what amounts to a year of travelling. I mentioned that to celebrate the new job, I world like to book a long haul trip with a friend. He is no longer in a position to afford this trip, having spent so much on his own trips last year. He clearly feels he is missing out by not going, so he asked half jokingly if I still wanted to blend finances with him.
What would others do in this situation? I don't want a disparity in finances to become an issue for us, but equally I feel that by asking to blend finances now (when it benefits him!) DP is being a bit cheeky! We are both comfortable so it's not as if one of us is deprived of necessities. Of course if he lost his job then I would step in to help.
Keen to know what others would do...