How do you split bills? 50/50

[daisyflowers12]

Hi couples living together - household bills.

How do you split these up?

Do you do 50/50? Does your partner pay more because he earns more or vice versa?

Thought it would be interesting to see everyone's views and opinions as I know everyone will have different ways of doing it.

Before having DC we used to split bills 50:50; we didn’t earn totally the same and if one was having a hard month the other might pay for a meal out etc but to a certain extent why should one person supplement the other?
now we have DC and i work less we do it proportionately

50:50

Then he took paternity leave while I went back to work full time so it was more like 70:30 (me paying the 70).

Then back up to 50:50.

I'm on maternity leave now and he's paying for everything because he earns enough to cover it.

I'm not planning to return to work full time so I imagine it'll be closer to 70:30 again but we've not discussed it yet (him paying the 70).

All money is family money including savings and assets. We both work full time - one doctor, one accountant.

We have an equal amount of personal money regardless of how much we earn.

All money is shared - we discuss large purchases. We have similar attitudes to money which helps

When I was living with my Ex, we both paid into a joint account and the core utility bills (mortgage, energy, council tax etc), came from that account, as the higher earner I paid in the larger % of the money each month, then each of us paid for our own cars, phone contracts etc, food shopping was generally me as well as the higher earner.

We both put the same amount into the joint account each month which covers bills, food and mortgage etc.

Dh earns about 10k more than me so he tends to pay for dinners when we go out (generally 1-2 times a week)

We put the same into the joint account to cover general living. He tends to pay for the food shipping and I pay for all the kids stuff. I probably pay more than him but I earn more.

It all seems to work out in the wash.

No kids, not married. He moved into my flat and pays "rent" of half what he used to pay in his rental flat beforehand (which is about 35% of my mortgage payment every month - this one was weird to work out but it felt fair to both of us and meant we were both better off! He only moved in fairly recently, the expectation is he'll go on the mortgage assuming all goes well).

Bills are 50/50. Flat-specific bills (new boiler, paint, etc) I pay because it's mine, but if it's something I'm only doing because of him it's generally 50/50.

I earn more than him. We discussed paying proportionally but he didn't like the idea because given we have no kids etc etc, and we're both on salaries meaning we have spare, he felt like it wasn't fair for me to pay for his costs just because I earn more. Frankly (in our situation!) I agree.

Personal stuff like cars and phones we pay our own.

Pool finances and everything comes out of the joint pot.

Don't really count up what personal expenses are costing unless one was insanely higher than the other - then might redress the balance/rein it in a bit.

We have joint account where wages are paid. Bills go out, some is transferred to savings and the rest is spending money for the month.

Everything into one pot leaving us both with the same amount of disposable income. There was a pay difference from day one, and this was the fairest way to do it. Money was transferred into savings that paid for our holidays and then later, a wedding and then my maternity leave.

We just share it all.

We share and finances are a pretty chilled affair. No mine and yours money. All money is family money and all income goes into one pot. Bills get paid from that. If either of us wants to buy something personal then it comes from the pot also. As does paying for holidays, family car etc which of course benefits both.
Neither of us has separate hobbies or interests and we do most things together and have similar spending habits. ie clothes both happy to look like the Clampits and neither of us wear make up 😋
We keep on top of bills and always know how much is in the bank. And it works for us.

We both put 60% of our salaries into a joint account and all expenses come from that, including joint holidays etc. When I go on maternity leave and have little-no income, husband will cover all expenses. I'll probably pay for anything 'frivolous' from personal savings.

I earn more and own the house. We split 50/50 - we both live here and I do more default parenting.

Shared finances, both get the same amount of personal spending money despite different incomes.

All our income goes in one account, we have separate savings with pretty much identical amounts in and a joint savings account for holidays/repairs etc.

DH set up the savings direct debits when I was a SAHM for a few years.

50/50 here. We have quite similar incomes.

We both pay into a joint account, all money pooled. We discuss budget and large expenses. I generally take the lead on financial decisions because I feel more confident.

i think it works because when we got together we were in our early 20s and had nothing, we pooled everything out of necessity and the arrangement worked so we’ve not changed it. Can’t imagine having my money and his money separate.

DH pays all the bills. I pay for food shopping, clothes/school stuff, treats, kids clubs/childcare and days out. I put money into savings too. I also pay all the car maintenance bills which is funny really because I don’t drive 😂. It’s the easiest way to split it for us as I’m on a zero hour contract but reliably work 40 hours a week. This way if for any reason I don’t get any hours one week, all the bills still get paid and it’s only really our luxuries/treats that suffer.

There is an argument that I could get a more secure job but I need to be able to be flexible because of DHs work (he goes away with short notice for meetings), so this works really well for us.

We have a joint account for most of our spending, always have had since we married. We each have a small 'personal allowance' for odds and ends, not used much since we're retired so usually together. Mostly his allowance is used for my christmas/birthday, likewise mine.

We've always scaled it - so there is a regular recalculation of normal spending and we contribute to the joint account in a scaled proportion of our salary at that time. The money in our own accounts left is ours to do with as we please, but obv we agree above and beyond spending and contribute proportionally as well

We share everything, we get paid into our separate accounts, we move what we need to into the joint account to cover the bills, 15% gets invested/ into locked savings and the rest gets put into an easy access savings account that we just transfer from as and when we need to for any personal/fun money

All money is shared. We knew we would be getting married more or less as soon as we started living together. I think if I wasn’t willing to share money with someone then I wouldn’t entangle my life by living with them.

Proportionate to earnings % wise. By direct debit. So the remainder of our salaries is for each of us to spend or save as we wish. DH would spend £90 on a shirt. I would not.
And we've been married twenty years and together for thirty. Worked well all this time, adjusted during maternity leave.